Tennessee · HMDA 2025
Mortgage lenders in Montgomery County, TN
423 lenders reported 15,919 home-loan applications in Montgomery County in 2025. 8,305 closed as loans ($2.4B), 2,043 were denied — a 18.8% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by Mortgage Research Center, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,919
- Loans originated
- 8,305
- Purchase / refinance
- 4,578 / 2,679
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 1,285 | 8.1% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 955 | 6.0% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 848 | 5.3% | — |
| 4 | Fortera Federal Credit Union 78 out of 100, Strong | 814 | 5.1% | 27.6% |
| 5 | GUARANTEED RATE, INC. | 681 | 4.3% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 642 | 4.0% | — |
| 7 | Rocket Mortgage, LLC | 624 | 3.9% | — |
| 8 | NEWREZ LLC | 587 | 3.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 553 | 3.5% | 32.9% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 330 | 2.1% | — |
| 11 | Broker Solutions, Inc. | 295 | 1.9% | — |
| 12 | ALTRA Federal Credit Union 78 out of 100, Strong | 265 | 1.7% | 9.3% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 255 | 1.6% | 39.5% |
| 14 | Regions Bank 64 out of 100, Moderate | 253 | 1.6% | 43.1% |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 239 | 1.5% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 224 | 1.4% | — |
| 17 | LENNAR MORTGAGE, LLC | 222 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 222 | 1.4% | — |
| 19 | F&M Bank | 216 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 194 | 1.2% | — |
| 21 | GERSHMAN INVESTMENT CORP. | 190 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 185 | 1.2% | 14.1% |
| 23 | CMG MORTGAGE, INC. | 181 | 1.1% | — |
| 24 | Legends Bank 71 out of 100, Strong | 179 | 1.1% | 4.4% |
| 25 | Loandepot.Com, LLC | 167 | 1.0% | — |
| 26 | United Community Bank 67 out of 100, Moderate | 161 | 1.0% | 25.4% |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 154 | 1.0% | — |
| 28 | NEW DAY FINANCIAL, LLC | 153 | 1.0% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 151 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 132 | 0.8% | 44.7% |
| 31 | Legacy Home Loans, LLC | 129 | 0.8% | — |
| 32 | AmeriSave Mortgage Corporation | 117 | 0.7% | — |
| 33 | First Federal Bank 71 out of 100, Strong | 115 | 0.7% | 10.0% |
| 34 | SOUTHWEST FUNDING, LP | 114 | 0.7% | — |
| 35 | FIRST COMMUNITY MORTGAGE, INC. | 114 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 110 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 93 | 0.6% | — |
| 38 | SPRING EQ, LLC | 92 | 0.6% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 90 | 0.6% | 37.2% |
| 40 | Coastal Community Bank 35 out of 100, Low | 87 | 0.5% | 3.0% |
Top 40 of 423 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps