Tennessee · HMDA 2025
Mortgage lenders in Knox County, TN
519 lenders reported 24,708 home-loan applications in Knox County in 2025. 13,459 closed as loans ($4.3B), 3,195 were denied — a 18.2% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24,708
- Loans originated
- 13,459
- Purchase / refinance
- 6,900 / 4,023
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Knox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,253 | 5.1% | — |
| 2 | MORTGAGE INVESTORS GROUP, INC. | 1,187 | 4.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,160 | 4.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 915 | 3.7% | — |
| 5 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 880 | 3.6% | 5.1% |
| 6 | ORNL | 848 | 3.4% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 823 | 3.3% | 43.1% |
| 8 | Home Federal Bank of Tennessee | 671 | 2.7% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 653 | 2.6% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 586 | 2.4% | 40.8% |
| 11 | First Horizon Bank 64 out of 100, Moderate | 541 | 2.2% | 25.4% |
| 12 | NEWREZ LLC | 536 | 2.2% | — |
| 13 | Y-12 Federal Credit Union 70 out of 100, Strong | 529 | 2.1% | 34.4% |
| 14 | Fairway Independent Mortgage Corporation | 490 | 2.0% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 481 | 1.9% | 14.1% |
| 16 | FREEDOM MORTGAGE CORPORATION | 462 | 1.9% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 429 | 1.7% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 340 | 1.4% | — |
| 19 | 21st Mortgage Corporation | 333 | 1.3% | — |
| 20 | MOVEMENT MORTGAGE, LLC | 333 | 1.3% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 333 | 1.3% | — |
| 22 | CMG MORTGAGE, INC. | 330 | 1.3% | — |
| 23 | Mortgage Research Center, LLC | 326 | 1.3% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 258 | 1.0% | 44.7% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 244 | 1.0% | 32.9% |
| 26 | GUARANTEED RATE, INC. | 229 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 218 | 0.9% | — |
| 28 | FIRST COMMUNITY MORTGAGE, INC. | 217 | 0.9% | — |
| 29 | Pinnacle Bank 60 out of 100, Moderate | 213 | 0.9% | 17.5% |
| 30 | Coastal Community Bank 35 out of 100, Low | 212 | 0.9% | 3.0% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 211 | 0.9% | 39.5% |
| 32 | SPRING EQ, LLC | 193 | 0.8% | — |
| 33 | STOCKTON MORTGAGE CORPORATION | 182 | 0.7% | — |
| 34 | FirstBank 59 out of 100, Moderate | 181 | 0.7% | 42.8% |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 179 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 167 | 0.7% | — |
| 37 | Kiavi Funding, Inc. | 167 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 157 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 156 | 0.6% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 154 | 0.6% | — |
Top 40 of 519 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps