Tennessee · HMDA 2025
Mortgage lenders in Cocke County, TN
179 lenders reported 1,362 home-loan applications in Cocke County in 2025. 602 closed as loans ($135.2M), 322 were denied — a 33.2% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,362
- Loans originated
- 602
- Purchase / refinance
- 337 / 189
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cocke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 184 | 13.5% | — |
| 2 | Rocket Mortgage, LLC | 57 | 4.2% | — |
| 3 | CMG MORTGAGE, INC. | 53 | 3.9% | — |
| 4 | 21st Mortgage Corporation | 52 | 3.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 42 | 3.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 2.9% | — |
| 7 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 36 | 2.6% | 5.1% |
| 8 | MORTGAGE INVESTORS GROUP, INC. | 34 | 2.5% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 33 | 2.4% | 39.5% |
| 10 | Mortgage Research Center, LLC | 27 | 2.0% | — |
| 11 | ORNL | 27 | 2.0% | — |
| 12 | NEWREZ LLC | 25 | 1.8% | — |
| 13 | AmeriSave Mortgage Corporation | 23 | 1.7% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 21 | 1.5% | — |
| 15 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 20 | 1.5% | 26.9% |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 1.3% | 74.7% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.2% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 17 | 1.2% | — |
| 19 | FirstBank 59 out of 100, Moderate | 16 | 1.2% | 42.8% |
| 20 | EVERETT FINANCIAL, INC. | 16 | 1.2% | — |
| 21 | Tennessee State Bank | 15 | 1.1% | — |
| 22 | NEW DAY FINANCIAL, LLC | 15 | 1.1% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.0% | 14.1% |
| 24 | Fairway Independent Mortgage Corporation | 14 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 14 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 27 | MOVEMENT MORTGAGE, LLC | 13 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.0% | — |
| 30 | FIGURE LENDING LLC | 12 | 0.9% | — |
| 31 | PLANET HOME LENDING, LLC | 12 | 0.9% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 33 | BETTER MORTGAGE CORPORATION | 12 | 0.9% | — |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 11 | 0.8% | — |
| 35 | STOCKTON MORTGAGE CORPORATION | 11 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.8% | — |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 0.8% | — |
| 38 | First Horizon Bank 64 out of 100, Moderate | 11 | 0.8% | 25.4% |
| 39 | Coastal Community Bank 35 out of 100, Low | 11 | 0.8% | 3.0% |
| 40 | Discover Bank | 10 | 0.7% | — |
Top 40 of 179 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps