Tennessee · HMDA 2025
Mortgage lenders in Cumberland County, TN
259 lenders reported 2,986 home-loan applications in Cumberland County in 2025. 1,515 closed as loans ($342.7M), 436 were denied — a 21.3% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,986
- Loans originated
- 1,515
- Purchase / refinance
- 743 / 523
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cumberland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 209 | 7.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 164 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 145 | 4.9% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 127 | 4.3% | 43.1% |
| 5 | VAN DYK MORTGAGE CORPORATION | 101 | 3.4% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 88 | 2.9% | — |
| 8 | One Bank of Tennessee 79 out of 100, Strong | 83 | 2.8% | 3.9% |
| 9 | NEWREZ LLC | 81 | 2.7% | — |
| 10 | FirstBank 59 out of 100, Moderate | 79 | 2.6% | 42.8% |
| 11 | 21st Mortgage Corporation | 74 | 2.5% | — |
| 12 | SmartBank 66 out of 100, Moderate | 67 | 2.2% | 12.9% |
| 13 | NATIONSTAR MORTGAGE LLC | 65 | 2.2% | — |
| 14 | MORTGAGE INVESTORS GROUP, INC. | 65 | 2.2% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 59 | 2.0% | 39.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 55 | 1.8% | — |
| 17 | CMG MORTGAGE, INC. | 45 | 1.5% | — |
| 18 | AmeriSave Mortgage Corporation | 44 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 1.4% | 14.1% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 40 | 1.3% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 38 | 1.3% | 32.9% |
| 22 | Broker Solutions, Inc. | 37 | 1.2% | — |
| 23 | DAS Acquisition Company, LLC | 37 | 1.2% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 30 | 1.0% | — |
| 25 | Farm Credit Mid-America | 29 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 28 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 0.9% | — |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 26 | 0.9% | — |
| 29 | PHH Mortgage Corporation | 25 | 0.8% | — |
| 30 | EMBRACE HOME LOANS, INC. | 25 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 23 | 0.8% | — |
| 32 | NEW DAY FINANCIAL, LLC | 23 | 0.8% | — |
| 33 | Discover Bank | 20 | 0.7% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 20 | 0.7% | 44.7% |
| 35 | SPRING EQ, LLC | 20 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 20 | 0.7% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 0.7% | — |
| 38 | A&D Mortgage LLC | 18 | 0.6% | — |
| 39 | GUARANTY MORTGAGE SERVICES, L.L.C. | 18 | 0.6% | — |
| 40 | First Farmers & Commercial Bank | 18 | 0.6% | — |
Top 40 of 259 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps