Tennessee · HMDA 2025
Mortgage lenders in Fentress County, TN
149 lenders reported 978 home-loan applications in Fentress County in 2025. 482 closed as loans ($98.3M), 135 were denied — a 20.6% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 978
- Loans originated
- 482
- Purchase / refinance
- 232 / 179
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fentress County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 71 | 7.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 59 | 6.0% | — |
| 3 | Mortgage Research Center, LLC | 43 | 4.4% | — |
| 4 | Builtwell Bank 73 out of 100, Strong | 41 | 4.2% | 20.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 37 | 3.8% | — |
| 6 | MORTGAGE INVESTORS GROUP, INC. | 37 | 3.8% | — |
| 7 | One Bank of Tennessee 79 out of 100, Strong | 32 | 3.3% | 3.9% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 3.0% | — |
| 9 | SmartBank 66 out of 100, Moderate | 29 | 3.0% | 12.9% |
| 10 | EMBRACE HOME LOANS, INC. | 28 | 2.9% | — |
| 11 | 21st Mortgage Corporation | 27 | 2.8% | — |
| 12 | NEWREZ LLC | 25 | 2.6% | — |
| 13 | VAN DYK MORTGAGE CORPORATION | 21 | 2.1% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 20 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.9% | — |
| 16 | AmeriSave Mortgage Corporation | 16 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 16 | 1.6% | — |
| 18 | FirstBank 59 out of 100, Moderate | 15 | 1.5% | 42.8% |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.4% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 1.3% | 39.5% |
| 21 | Broker Solutions, Inc. | 12 | 1.2% | — |
| 22 | Farm Credit Mid-America | 11 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.9% | 32.9% |
| 25 | Regions Bank 64 out of 100, Moderate | 9 | 0.9% | 43.1% |
| 26 | GUILD MORTGAGE COMPANY | 9 | 0.9% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.8% | 32.5% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.8% | — |
| 29 | MASON MCDUFFIE MORTGAGE CORPORATION | 8 | 0.8% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 31 | Loandepot.Com, LLC | 7 | 0.7% | — |
| 32 | SPRING EQ, LLC | 7 | 0.7% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.7% | 74.7% |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 7 | 0.7% | — |
| 35 | UNION HOME MORTGAGE CORP. | 7 | 0.7% | — |
| 36 | CANOPY MORTGAGE, LLC | 7 | 0.7% | — |
| 37 | SUMMIT FUNDING, INC. | 6 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 6 | 0.6% | — |
Top 40 of 149 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps