Tennessee · HMDA 2025
Mortgage lenders in Jackson County, TN
121 lenders reported 545 home-loan applications in Jackson County in 2025. 280 closed as loans ($56.2M), 90 were denied — a 23.0% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 22% of applications, led by Citizens Bank of Lafayette. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 545
- Loans originated
- 280
- Purchase / refinance
- 130 / 96
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank of Lafayette 60 out of 100, Moderate | 50 | 9.2% | 0.5% |
| 2 | Rocket Mortgage, LLC | 38 | 7.0% | — |
| 3 | 21st Mortgage Corporation | 31 | 5.7% | — |
| 4 | NEWREZ LLC | 17 | 3.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 3.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 3.1% | — |
| 7 | FirstBank 59 out of 100, Moderate | 13 | 2.4% | 42.8% |
| 8 | Regions Bank 64 out of 100, Moderate | 12 | 2.2% | 43.1% |
| 9 | MASON MCDUFFIE MORTGAGE CORPORATION | 12 | 2.2% | — |
| 10 | WILSON BANK AND TRUST 72 out of 100, Strong | 11 | 2.0% | 12.7% |
| 11 | CMG MORTGAGE, INC. | 9 | 1.7% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.7% | 32.9% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 9 | 1.7% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 1.7% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 9 | 1.7% | — |
| 17 | Farm Credit Mid-America | 9 | 1.7% | — |
| 18 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 1.7% | — |
| 19 | AmeriSave Mortgage Corporation | 7 | 1.3% | — |
| 20 | UNION HOME MORTGAGE CORP. | 7 | 1.3% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 6 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 6 | 1.1% | — |
| 23 | GUILD MORTGAGE COMPANY | 6 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.1% | — |
| 25 | CITIZENS BANK | 6 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 6 | 1.1% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 1.1% | — |
| 28 | AMERICAN FINANCING CORPORATION | 6 | 1.1% | — |
| 29 | SmartBank 66 out of 100, Moderate | 6 | 1.1% | 12.9% |
| 30 | First Freedom Bank 85 out of 100, Very strong | 6 | 1.1% | 2.5% |
| 31 | FREEDOM MORTGAGE CORPORATION | 6 | 1.1% | — |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | 1.1% | — |
| 33 | First Horizon Bank 64 out of 100, Moderate | 6 | 1.1% | 25.4% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.9% | — |
| 35 | One Bank of Tennessee 79 out of 100, Strong | 5 | 0.9% | 3.9% |
| 36 | NATIONSTAR MORTGAGE LLC | 5 | 0.9% | — |
| 37 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 0.9% | 74.7% |
| 38 | SUCCESS MORTGAGE PARTNERS, INC. | 5 | 0.9% | — |
| 39 | Fairway Independent Mortgage Corporation | 4 | 0.7% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps