Tennessee · HMDA 2025
Mortgage lenders in Lincoln County, TN
179 lenders reported 1,666 home-loan applications in Lincoln County in 2025. 881 closed as loans ($192.9M), 223 were denied — a 19.1% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 24% of applications, led by REDSTONE Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,666
- Loans originated
- 881
- Purchase / refinance
- 421 / 315
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 186 | 11.2% | 23.2% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 7.0% | — |
| 3 | Rocket Mortgage, LLC | 89 | 5.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 65 | 3.9% | — |
| 5 | FIRST COMMUNITY MORTGAGE, INC. | 65 | 3.9% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 61 | 3.7% | 43.1% |
| 7 | CMG MORTGAGE, INC. | 40 | 2.4% | — |
| 8 | First National Bank of Pulaski 77 out of 100, Strong | 40 | 2.4% | 5.6% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 2.2% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 2.2% | 39.5% |
| 11 | Mortgage Research Center, LLC | 35 | 2.1% | — |
| 12 | NEWREZ LLC | 34 | 2.0% | — |
| 13 | DHI MORTGAGE COMPANY, LTD. | 33 | 2.0% | — |
| 14 | CB&S Bank, Inc. | 33 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 30 | 1.8% | — |
| 17 | FirstBank 59 out of 100, Moderate | 28 | 1.7% | 42.8% |
| 18 | PLANET HOME LENDING, LLC | 26 | 1.6% | — |
| 19 | Primis Mortgage Company | 24 | 1.4% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 19 | 1.1% | — |
| 21 | 21st Mortgage Corporation | 18 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.1% | 14.1% |
| 23 | AmeriSave Mortgage Corporation | 17 | 1.0% | — |
| 24 | FIRST COMMERCE BANK 77 out of 100, Strong | 17 | 1.0% | 0.0% |
| 25 | Farm Credit Mid-America | 17 | 1.0% | — |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.9% | 32.5% |
| 27 | Broker Solutions, Inc. | 15 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.9% | — |
| 29 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 15 | 0.9% | 22.1% |
| 30 | Fairway Independent Mortgage Corporation | 14 | 0.8% | — |
| 31 | CANOPY MORTGAGE, LLC | 14 | 0.8% | — |
| 32 | SPRING EQ, LLC | 13 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 13 | 0.8% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.7% | — |
| 35 | Bank of Frankewing 41 out of 100, Below average | 12 | 0.7% | 10.9% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.7% | 32.9% |
| 37 | NEW DAY FINANCIAL, LLC | 11 | 0.7% | — |
| 38 | SOUTHWEST STAGE FUNDING, LLC | 10 | 0.6% | — |
| 39 | STOCKTON MORTGAGE CORPORATION | 10 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 10 | 0.6% | 3.0% |
Top 40 of 179 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps