Tennessee · HMDA 2025
Mortgage lenders in Putnam County, TN
257 lenders reported 3,142 home-loan applications in Putnam County in 2025. 1,842 closed as loans ($496.4M), 380 were denied — a 16.4% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by One Bank of Tennessee. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,142
- Loans originated
- 1,842
- Purchase / refinance
- 903 / 639
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | One Bank of Tennessee 79 out of 100, Strong | 244 | 7.8% | 3.9% |
| 2 | Rocket Mortgage, LLC | 177 | 5.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 137 | 4.4% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 137 | 4.4% | 43.1% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 4.2% | — |
| 6 | Citizens Bank of Lafayette 60 out of 100, Moderate | 110 | 3.5% | 0.5% |
| 7 | UNION HOME MORTGAGE CORP. | 102 | 3.2% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 72 | 2.3% | — |
| 9 | FirstBank 59 out of 100, Moderate | 70 | 2.2% | 42.8% |
| 10 | NEWREZ LLC | 68 | 2.2% | — |
| 11 | WILSON BANK AND TRUST 72 out of 100, Strong | 68 | 2.2% | 12.7% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 67 | 2.1% | 39.5% |
| 13 | Mortgage Research Center, LLC | 65 | 2.1% | — |
| 14 | MASON MCDUFFIE MORTGAGE CORPORATION | 65 | 2.1% | — |
| 15 | First Horizon Bank 64 out of 100, Moderate | 56 | 1.8% | 25.4% |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 53 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 53 | 1.7% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 48 | 1.5% | 14.1% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 47 | 1.5% | — |
| 20 | 21st Mortgage Corporation | 46 | 1.5% | — |
| 21 | MORTGAGE INVESTORS GROUP, INC. | 46 | 1.5% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 40 | 1.3% | — |
| 23 | CMG MORTGAGE, INC. | 38 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 38 | 1.2% | — |
| 25 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 37 | 1.2% | 22.1% |
| 26 | SPRING EQ, LLC | 32 | 1.0% | — |
| 27 | SUCCESS MORTGAGE PARTNERS, INC. | 31 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 27 | 0.9% | — |
| 29 | SmartBank 66 out of 100, Moderate | 27 | 0.9% | 12.9% |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 27 | 0.9% | 3.0% |
| 32 | CU COMMUNITY, LLC | 26 | 0.8% | — |
| 33 | SouthEast Bank 36 out of 100, Low | 25 | 0.8% | 11.7% |
| 34 | AmeriSave Mortgage Corporation | 24 | 0.8% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 0.7% | — |
| 36 | GUARANTY MORTGAGE SERVICES, L.L.C. | 22 | 0.7% | — |
| 37 | Fairway Independent Mortgage Corporation | 21 | 0.7% | — |
| 38 | SOUTHWEST STAGE FUNDING, LLC | 21 | 0.7% | — |
| 39 | Loandepot.Com, LLC | 20 | 0.6% | — |
| 40 | FIRST COMMUNITY MORTGAGE, INC. | 20 | 0.6% | — |
Top 40 of 257 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps