Tennessee · HMDA 2025
Mortgage lenders in Tipton County, TN
206 lenders reported 2,873 home-loan applications in Tipton County in 2025. 1,405 closed as loans ($353.8M), 424 were denied — a 22.2% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,873
- Loans originated
- 1,405
- Purchase / refinance
- 660 / 533
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tipton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 149 | 5.2% | — |
| 2 | Rocket Mortgage, LLC | 147 | 5.1% | — |
| 3 | Leaders Credit Union 69 out of 100, Moderate | 122 | 4.2% | 18.6% |
| 4 | Patriot Bank 54 out of 100, Below average | 116 | 4.0% | 7.8% |
| 5 | Regions Bank 64 out of 100, Moderate | 113 | 3.9% | 43.1% |
| 6 | FREEDOM MORTGAGE CORPORATION | 113 | 3.9% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 109 | 3.8% | 32.9% |
| 8 | Cadence Bank | 98 | 3.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 83 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 78 | 2.7% | — |
| 11 | NEWREZ LLC | 73 | 2.5% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 65 | 2.3% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 2.1% | 14.1% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 59 | 2.1% | — |
| 15 | First Citizens National Bank | 58 | 2.0% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 57 | 2.0% | — |
| 17 | COMMUNITY MORTGAGE CORPORATION | 55 | 1.9% | — |
| 18 | First South Financial Federally Insured State-Chartered Credit Union | 53 | 1.8% | — |
| 19 | FIRST COMMUNITY MORTGAGE, INC. | 52 | 1.8% | — |
| 20 | 21st Mortgage Corporation | 48 | 1.7% | — |
| 21 | AmeriSave Mortgage Corporation | 43 | 1.5% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 43 | 1.5% | — |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 39 | 1.4% | 32.5% |
| 24 | PLANET HOME LENDING, LLC | 39 | 1.4% | — |
| 25 | Broker Solutions, Inc. | 37 | 1.3% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 36 | 1.3% | — |
| 27 | LOWER, LLC | 29 | 1.0% | — |
| 28 | SPRING EQ, LLC | 28 | 1.0% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 1.0% | 39.5% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 28 | 1.0% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 26 | 0.9% | 3.0% |
| 32 | GUARANTEED RATE, INC. | 25 | 0.9% | — |
| 33 | NEW DAY FINANCIAL, LLC | 25 | 0.9% | — |
| 34 | Bank3 | 24 | 0.8% | — |
| 35 | GoodLeap, LLC | 23 | 0.8% | — |
| 36 | PHH Mortgage Corporation | 22 | 0.8% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.7% | — |
| 38 | MORTGAGE INVESTORS GROUP, INC. | 18 | 0.6% | — |
| 39 | First Horizon Bank 64 out of 100, Moderate | 18 | 0.6% | 25.4% |
| 40 | Fairway Independent Mortgage Corporation | 16 | 0.6% | — |
Top 40 of 206 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps