Tennessee · HMDA 2025
Mortgage lenders in White County, TN
176 lenders reported 1,370 home-loan applications in White County in 2025. 690 closed as loans ($152.2M), 231 were denied — a 23.8% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,370
- Loans originated
- 690
- Purchase / refinance
- 339 / 246
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in White County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 83 | 6.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 76 | 5.5% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 67 | 4.9% | 39.5% |
| 4 | 21st Mortgage Corporation | 56 | 4.1% | — |
| 5 | FirstBank 59 out of 100, Moderate | 54 | 3.9% | 42.8% |
| 6 | CITIZENS BANK | 49 | 3.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 43 | 3.1% | — |
| 8 | Mortgage Research Center, LLC | 43 | 3.1% | — |
| 9 | One Bank of Tennessee 79 out of 100, Strong | 37 | 2.7% | 3.9% |
| 10 | UNION HOME MORTGAGE CORP. | 37 | 2.7% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 2.6% | — |
| 12 | CMG MORTGAGE, INC. | 29 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 29 | 2.1% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 2.0% | — |
| 15 | Regions Bank 64 out of 100, Moderate | 27 | 2.0% | 43.1% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 1.8% | — |
| 17 | NEWREZ LLC | 23 | 1.7% | — |
| 18 | Fairway Independent Mortgage Corporation | 21 | 1.5% | — |
| 19 | MASON MCDUFFIE MORTGAGE CORPORATION | 21 | 1.5% | — |
| 20 | AmeriSave Mortgage Corporation | 20 | 1.5% | — |
| 21 | FIRST COMMUNITY MORTGAGE, INC. | 17 | 1.2% | — |
| 22 | MORTGAGE INVESTORS GROUP, INC. | 16 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.1% | 32.9% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.0% | 14.1% |
| 25 | SPRING EQ, LLC | 14 | 1.0% | — |
| 26 | Citizens Bank of Lafayette 60 out of 100, Moderate | 14 | 1.0% | 0.5% |
| 27 | Broker Solutions, Inc. | 13 | 0.9% | — |
| 28 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 13 | 0.9% | 22.1% |
| 29 | First Horizon Bank 64 out of 100, Moderate | 13 | 0.9% | 25.4% |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 12 | 0.9% | — |
| 31 | Farm Credit Mid-America | 12 | 0.9% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.9% | — |
| 33 | WILSON BANK AND TRUST 72 out of 100, Strong | 11 | 0.8% | 12.7% |
| 34 | NATIONSTAR MORTGAGE LLC | 11 | 0.8% | — |
| 35 | Citizens Tri-County Bank 70 out of 100, Strong | 11 | 0.8% | 11.3% |
| 36 | SUCCESS MORTGAGE PARTNERS, INC. | 11 | 0.8% | — |
| 37 | Loandepot.Com, LLC | 10 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 10 | 0.7% | — |
| 39 | NEW DAY FINANCIAL, LLC | 10 | 0.7% | — |
| 40 | ISERVE RESIDENTIAL LENDING, LLC | 9 | 0.7% | — |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps