Texas · HMDA 2025
Mortgage lenders in Brazos County, TX
408 lenders reported 7,262 home-loan applications in Brazos County in 2025. 3,776 closed as loans ($1.5B), 1,102 were denied — a 21.8% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,262
- Loans originated
- 3,776
- Purchase / refinance
- 2,785 / 676
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Brazos County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 451 | 6.2% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 354 | 4.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 347 | 4.8% | — |
| 4 | 21st Mortgage Corporation | 278 | 3.8% | — |
| 5 | Rocket Mortgage, LLC | 246 | 3.4% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 227 | 3.1% | 14.1% |
| 7 | First Financial Bank 76 out of 100, Strong | 222 | 3.1% | 12.6% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 200 | 2.8% | — |
| 9 | NEWREZ LLC | 185 | 2.5% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 178 | 2.5% | — |
| 11 | CMG MORTGAGE, INC. | 157 | 2.2% | — |
| 12 | Fairway Independent Mortgage Corporation | 151 | 2.1% | — |
| 13 | GREATER TEXAS FEDERAL CREDIT UNION 54 out of 100, Below average | 148 | 2.0% | 59.8% |
| 14 | PILGRIM MORTGAGE LLC | 144 | 2.0% | — |
| 15 | LAKEVIEW LOAN SERVICING, LLC | 129 | 1.8% | — |
| 16 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 125 | 1.7% | 2.2% |
| 17 | Truist Bank 63 out of 100, Moderate | 120 | 1.7% | 40.8% |
| 18 | Prosperity Bank 71 out of 100, Strong | 118 | 1.6% | 31.5% |
| 19 | American Momentum Bank | 111 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 108 | 1.5% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 106 | 1.5% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 105 | 1.4% | — |
| 23 | City Bank 75 out of 100, Strong | 96 | 1.3% | 16.6% |
| 24 | Mortgage Research Center, LLC | 85 | 1.2% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 85 | 1.2% | 44.7% |
| 26 | Amarillo National Bank 62 out of 100, Moderate | 81 | 1.1% | 14.9% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 71 | 1.0% | 32.9% |
| 28 | THE LOAN STORE, INC. | 65 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 60 | 0.8% | — |
| 30 | NEW FED MORTGAGE, CORP. | 60 | 0.8% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 51 | 0.7% | 22.2% |
| 32 | VeraBank, National Association | 50 | 0.7% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 49 | 0.7% | 74.7% |
| 34 | PLANET HOME LENDING, LLC | 48 | 0.7% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 46 | 0.6% | — |
| 36 | Extraco Banks, National Association 70 out of 100, Strong | 44 | 0.6% | 13.0% |
| 37 | INSPIRE HOME LOANS INC. | 40 | 0.6% | — |
| 38 | Frost Bank 66 out of 100, Moderate | 40 | 0.6% | 43.5% |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 39 | 0.5% | 33.8% |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 38 | 0.5% | — |
Top 40 of 408 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps