Texas · HMDA 2025
Mortgage lenders in Cameron County, TX
346 lenders reported 9,636 home-loan applications in Cameron County in 2025. 4,175 closed as loans ($1.1B), 1,816 were denied — a 28.8% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,636
- Loans originated
- 4,175
- Purchase / refinance
- 2,785 / 1,047
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cameron County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 481 | 5.0% | — |
| 2 | RALLY CREDIT UNION 76 out of 100, Strong | 457 | 4.7% | 49.8% |
| 3 | LAKEVIEW LOAN SERVICING, LLC | 410 | 4.3% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 346 | 3.6% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 337 | 3.5% | 14.1% |
| 6 | 21st Mortgage Corporation | 326 | 3.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 317 | 3.3% | — |
| 8 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 289 | 3.0% | 30.8% |
| 9 | NEWREZ LLC | 261 | 2.7% | — |
| 10 | UNION HOME MORTGAGE CORP. | 231 | 2.4% | — |
| 11 | Fairway Independent Mortgage Corporation | 213 | 2.2% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 206 | 2.1% | — |
| 13 | Synergy One Lending, Inc. | 185 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 174 | 1.8% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 173 | 1.8% | 33.8% |
| 16 | Mortgage Research Center, LLC | 160 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 159 | 1.7% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 149 | 1.5% | 44.7% |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 145 | 1.5% | — |
| 20 | CMG MORTGAGE, INC. | 137 | 1.4% | — |
| 21 | SECURITYNATIONAL MORTGAGE COMPANY | 133 | 1.4% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 127 | 1.3% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 125 | 1.3% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 121 | 1.3% | — |
| 25 | Lone Star National Bank 72 out of 100, Strong | 111 | 1.2% | 23.3% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 108 | 1.1% | 22.2% |
| 27 | Broker Solutions, Inc. | 107 | 1.1% | — |
| 28 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 107 | 1.1% | — |
| 29 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 101 | 1.0% | — |
| 30 | STONEWOOD HOME LENDING, LLC | 94 | 1.0% | — |
| 31 | DIRECTIONS EQUITY, LLC | 91 | 0.9% | — |
| 32 | LOWER, LLC | 89 | 0.9% | — |
| 33 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 85 | 0.9% | 2.2% |
| 34 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 81 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 78 | 0.8% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 77 | 0.8% | 32.9% |
| 37 | Frost Bank 66 out of 100, Moderate | 74 | 0.8% | 43.5% |
| 38 | Discover Bank | 71 | 0.7% | — |
| 39 | SPRING EQ, LLC | 64 | 0.7% | — |
| 40 | RIGHT START MORTGAGE, INC. | 62 | 0.6% | — |
Top 40 of 346 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps