Texas · HMDA 2025
Mortgage lenders in Falls County, TX
133 lenders reported 503 home-loan applications in Falls County in 2025. 194 closed as loans ($48.2M), 138 were denied — a 39.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 503
- Loans originated
- 194
- Purchase / refinance
- 124 / 46
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Falls County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 62 | 12.3% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 26 | 5.2% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 3.8% | — |
| 4 | Fairway Independent Mortgage Corporation | 19 | 3.8% | — |
| 5 | Incommons Bank, N.A. 73 out of 100, Strong | 15 | 3.0% | 34.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.8% | — |
| 7 | Rocket Mortgage, LLC | 14 | 2.8% | — |
| 8 | Mortgage Research Center, LLC | 14 | 2.8% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 11 | 2.2% | — |
| 10 | AmeriSave Mortgage Corporation | 10 | 2.0% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 2.0% | 33.8% |
| 12 | SWBC MORTGAGE CORPORATION | 10 | 2.0% | — |
| 13 | The First National Bank of Hughes Springs | 9 | 1.8% | — |
| 14 | Cadence Bank | 8 | 1.6% | — |
| 15 | NEWREZ LLC | 7 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.4% | 14.1% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.4% | — |
| 18 | Classic Bank, National Association 68 out of 100, Moderate | 7 | 1.4% | 17.5% |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.4% | — |
| 20 | MOVEMENT MORTGAGE, LLC | 6 | 1.2% | — |
| 21 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 6 | 1.2% | 44.7% |
| 23 | TEXELL Credit Union 70 out of 100, Strong | 6 | 1.2% | 26.6% |
| 24 | CHURCHILL MORTGAGE CORPORATION | 6 | 1.2% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.0% | 32.9% |
| 26 | Broker Solutions, Inc. | 5 | 1.0% | — |
| 27 | MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION 88 out of 100, Very strong | 5 | 1.0% | 41.8% |
| 28 | PLANET HOME LENDING, LLC | 5 | 1.0% | — |
| 29 | CMG MORTGAGE, INC. | 4 | 0.8% | — |
| 30 | SPRING EQ, LLC | 4 | 0.8% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 32 | The First National Bank of McGregor 42 out of 100, Below average | 4 | 0.8% | 1.9% |
| 33 | Extraco Banks, National Association 70 out of 100, Strong | 4 | 0.8% | 13.0% |
| 34 | Community Bank & Trust, Waco, Texas 90 out of 100, Very strong | 4 | 0.8% | 16.4% |
| 35 | GUILD MORTGAGE COMPANY | 3 | 0.6% | — |
| 36 | The First National Bank of Bastrop 77 out of 100, Strong | 3 | 0.6% | 16.9% |
| 37 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 38 | Alliance Bank Central Texas 72 out of 100, Strong | 3 | 0.6% | 15.2% |
| 39 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 0.6% | — |
| 40 | GENCO FEDERAL CREDIT UNION 96 out of 100, Very strong | 3 | 0.6% | 57.1% |
Top 40 of 133 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps