Texas · HMDA 2025
Mortgage lenders in Galveston County, TX
540 lenders reported 16,480 home-loan applications in Galveston County in 2025. 7,841 closed as loans ($2.5B), 2,457 were denied — a 22.7% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,480
- Loans originated
- 7,841
- Purchase / refinance
- 5,350 / 1,739
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Galveston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 827 | 5.0% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 785 | 4.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 767 | 4.7% | — |
| 4 | AMOCO | 537 | 3.3% | — |
| 5 | JSC Federal Credit Union 66 out of 100, Moderate | 472 | 2.9% | 34.6% |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 466 | 2.8% | — |
| 7 | LENNAR MORTGAGE, LLC | 387 | 2.3% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 385 | 2.3% | 14.1% |
| 9 | NEWREZ LLC | 367 | 2.2% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 359 | 2.2% | — |
| 11 | CMG MORTGAGE, INC. | 342 | 2.1% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 316 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 314 | 1.9% | — |
| 14 | Mortgage Research Center, LLC | 261 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 254 | 1.5% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 249 | 1.5% | 44.7% |
| 17 | NATIONSTAR MORTGAGE LLC | 239 | 1.5% | — |
| 18 | NETWORK FUNDING, L.P. | 232 | 1.4% | — |
| 19 | Broker Solutions, Inc. | 221 | 1.3% | — |
| 20 | Frost Bank 66 out of 100, Moderate | 212 | 1.3% | 43.5% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 166 | 1.0% | 32.9% |
| 22 | KIND LENDING, LLC | 152 | 0.9% | — |
| 23 | Gateway First Bank 54 out of 100, Below average | 151 | 0.9% | 5.3% |
| 24 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 146 | 0.9% | — |
| 25 | LEGEND LENDING CORPORATION | 145 | 0.9% | — |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 141 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 140 | 0.8% | — |
| 28 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 135 | 0.8% | 30.7% |
| 29 | 21st Mortgage Corporation | 133 | 0.8% | — |
| 30 | UNION HOME MORTGAGE CORP. | 133 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 129 | 0.8% | — |
| 32 | HOMETRUST MORTGAGE COMPANY | 126 | 0.8% | — |
| 33 | Regions Bank 64 out of 100, Moderate | 121 | 0.7% | 43.1% |
| 34 | GUARANTEED RATE, INC. | 120 | 0.7% | — |
| 35 | Fairway Independent Mortgage Corporation | 118 | 0.7% | — |
| 36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 115 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 111 | 0.7% | 33.8% |
| 38 | GUILD MORTGAGE COMPANY | 108 | 0.7% | — |
| 39 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 102 | 0.6% | 2.2% |
| 40 | KBHS HOME LOANS, LLC | 101 | 0.6% | — |
Top 40 of 540 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps