Texas · HMDA 2025
Mortgage lenders in Hamilton County, TX
87 lenders reported 225 home-loan applications in Hamilton County in 2025. 113 closed as loans ($31.2M), 38 were denied — a 23.5% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 225
- Loans originated
- 113
- Purchase / refinance
- 75 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 14 | 6.2% | — |
| 2 | Cadence Bank | 11 | 4.9% | — |
| 3 | Mortgage Research Center, LLC | 10 | 4.4% | — |
| 4 | The First National Bank of Evant | 10 | 4.4% | — |
| 5 | 21st Mortgage Corporation | 9 | 4.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 4.0% | — |
| 7 | First Financial Bank 76 out of 100, Strong | 9 | 4.0% | 12.6% |
| 8 | NEWREZ LLC | 7 | 3.1% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.7% | — |
| 10 | GUILD MORTGAGE COMPANY | 6 | 2.7% | — |
| 11 | Fairway Independent Mortgage Corporation | 5 | 2.2% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 5 | 2.2% | — |
| 13 | Extraco Banks, National Association 70 out of 100, Strong | 5 | 2.2% | 13.0% |
| 14 | CMG MORTGAGE, INC. | 4 | 1.8% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.8% | 32.9% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.8% | 44.7% |
| 17 | Gateway First Bank 54 out of 100, Below average | 4 | 1.8% | 5.3% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 19 | Discover Bank | 3 | 1.3% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 3 | 1.3% | — |
| 22 | Equity Prime Mortgage LLC | 3 | 1.3% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.3% | — |
| 24 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 1.3% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.3% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 2 | 0.9% | — |
| 27 | Loandepot.Com, LLC | 2 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 29 | Sunflower Bank, National Association 51 out of 100, Below average | 2 | 0.9% | 5.8% |
| 30 | First Central Credit Union 76 out of 100, Strong | 2 | 0.9% | 16.0% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 32 | NETWORK FUNDING, L.P. | 2 | 0.9% | — |
| 33 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.9% | — |
| 34 | SWBC MORTGAGE CORPORATION | 2 | 0.9% | — |
| 35 | Prosperity Home Mortgage, LLC | 2 | 0.9% | — |
| 36 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 37 | A+ Federal Credit Union 61 out of 100, Moderate | 2 | 0.9% | 47.2% |
| 38 | FINANCE OF AMERICA REVERSE LLC | 2 | 0.9% | — |
| 39 | PLAZA HOME MORTGAGE, INC. | 2 | 0.9% | — |
| 40 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 2 | 0.9% | 14.3% |
Top 40 of 87 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps