Texas · HMDA 2025
Mortgage lenders in Hardin County, TX
207 lenders reported 2,688 home-loan applications in Hardin County in 2025. 1,060 closed as loans ($238.6M), 688 were denied — a 35.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,688
- Loans originated
- 1,060
- Purchase / refinance
- 743 / 207
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 498 | 18.5% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 231 | 8.6% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 142 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 94 | 3.5% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 3.1% | — |
| 6 | Neches Federal Credit Union 93 out of 100, Very strong | 84 | 3.1% | 9.2% |
| 7 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 72 | 2.7% | 33.2% |
| 8 | GUILD MORTGAGE COMPANY | 66 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 58 | 2.2% | — |
| 10 | FirstBank 59 out of 100, Moderate | 53 | 2.0% | 42.8% |
| 11 | CANOPY MORTGAGE, LLC | 51 | 1.9% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 47 | 1.7% | — |
| 13 | DUGOOD FEDERAL CREDIT UNION 87 out of 100, Very strong | 47 | 1.7% | 19.5% |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 44 | 1.6% | 74.7% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 42 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 42 | 1.6% | — |
| 17 | FIVEPOINT CREDIT UNION 57 out of 100, Moderate | 41 | 1.5% | 15.5% |
| 18 | TAMMAC HOLDINGS CORPORATION | 37 | 1.4% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 37 | 1.4% | — |
| 20 | NEWREZ LLC | 32 | 1.2% | — |
| 21 | First Financial Bank 76 out of 100, Strong | 32 | 1.2% | 12.6% |
| 22 | PLANET HOME LENDING, LLC | 31 | 1.2% | — |
| 23 | Fairway Independent Mortgage Corporation | 27 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 27 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 27 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 26 | 1.0% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 24 | 0.9% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 0.8% | 14.1% |
| 29 | NATIONSTAR MORTGAGE LLC | 21 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 19 | 0.7% | — |
| 31 | DHI MORTGAGE COMPANY, LTD. | 19 | 0.7% | — |
| 32 | FBC MORTGAGE, LLC | 17 | 0.6% | — |
| 33 | MCT CREDIT UNION 69 out of 100, Moderate | 17 | 0.6% | 14.4% |
| 34 | UNITED BUILT HOMES, L.L.C. | 16 | 0.6% | — |
| 35 | American Mortgage Bank, LLC | 15 | 0.6% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 14 | 0.5% | 33.8% |
| 37 | Gateway First Bank 54 out of 100, Below average | 14 | 0.5% | 5.3% |
| 38 | UNION HOME MORTGAGE CORP. | 14 | 0.5% | — |
| 39 | CMG MORTGAGE, INC. | 13 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.5% | 44.7% |
Top 40 of 207 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps