Texas · HMDA 2025
Mortgage lenders in Harrison County, TX
209 lenders reported 2,461 home-loan applications in Harrison County in 2025. 1,057 closed as loans ($240.6M), 563 were denied — a 32.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,461
- Loans originated
- 1,057
- Purchase / refinance
- 669 / 274
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harrison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 250 | 10.2% | — |
| 2 | 21st Mortgage Corporation | 156 | 6.3% | — |
| 3 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 154 | 6.3% | 26.9% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 101 | 4.1% | — |
| 5 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 95 | 3.9% | 23.5% |
| 6 | Rocket Mortgage, LLC | 92 | 3.7% | — |
| 7 | GUILD MORTGAGE COMPANY | 89 | 3.6% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 82 | 3.3% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 81 | 3.3% | 74.7% |
| 10 | Cadence Bank | 80 | 3.3% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 59 | 2.4% | — |
| 12 | NEWREZ LLC | 47 | 1.9% | — |
| 13 | Fairway Independent Mortgage Corporation | 44 | 1.8% | — |
| 14 | Austin Bank, Texas National Association 88 out of 100, Very strong | 44 | 1.8% | 19.4% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 42 | 1.7% | — |
| 16 | Mortgage Research Center, LLC | 42 | 1.7% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 42 | 1.7% | — |
| 18 | VeraBank, National Association | 38 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.5% | 14.1% |
| 20 | Texas Bank and Trust Company | 32 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 29 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 1.1% | 32.9% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 1.0% | — |
| 24 | The First National Bank of Hughes Springs | 25 | 1.0% | — |
| 25 | Equity Prime Mortgage LLC | 24 | 1.0% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 23 | 0.9% | 33.8% |
| 27 | CMG MORTGAGE, INC. | 22 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 0.9% | — |
| 29 | Texas National Bank of Jacksonville | 22 | 0.9% | — |
| 30 | PLANET HOME LENDING, LLC | 20 | 0.8% | — |
| 31 | Spring Hill State Bank | 19 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 18 | 0.7% | — |
| 33 | Loandepot.Com, LLC | 16 | 0.7% | — |
| 34 | Regions Bank 64 out of 100, Moderate | 13 | 0.5% | 43.1% |
| 35 | TAMMAC HOLDINGS CORPORATION | 13 | 0.5% | — |
| 36 | UNION HOME MORTGAGE CORP. | 13 | 0.5% | — |
| 37 | UNITED BUILT HOMES, L.L.C. | 12 | 0.5% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 12 | 0.5% | — |
| 39 | SPRING EQ, LLC | 11 | 0.4% | — |
| 40 | EVERETT FINANCIAL, INC. | 11 | 0.4% | — |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps