Texas · HMDA 2025
Mortgage lenders in Hopkins County, TX
175 lenders reported 1,366 home-loan applications in Hopkins County in 2025. 632 closed as loans ($162.1M), 265 were denied — a 27.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by The City National Bank of Sulphur Springs. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,366
- Loans originated
- 632
- Purchase / refinance
- 388 / 173
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hopkins County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The City National Bank of Sulphur Springs 78 out of 100, Strong | 139 | 10.2% | 13.8% |
| 2 | 21st Mortgage Corporation | 110 | 8.1% | — |
| 3 | Alliance Bank | 79 | 5.8% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 74 | 5.4% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 64 | 4.7% | — |
| 6 | Rocket Mortgage, LLC | 45 | 3.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 43 | 3.1% | — |
| 8 | Nations Lending Corporation | 41 | 3.0% | — |
| 9 | NEWREZ LLC | 40 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 35 | 2.6% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 2.4% | — |
| 12 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 27 | 2.0% | 32.5% |
| 13 | Guaranty Bank & Trust, N.A. | 24 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.7% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 23 | 1.7% | — |
| 16 | GUILD MORTGAGE COMPANY | 22 | 1.6% | — |
| 17 | First National Bank of East Texas 60 out of 100, Moderate | 22 | 1.6% | 13.4% |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 18 | 1.3% | — |
| 19 | Texas Heritage National Bank 59 out of 100, Moderate | 17 | 1.2% | 7.1% |
| 20 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 14 | 1.0% | 19.0% |
| 21 | FirstBank 59 out of 100, Moderate | 14 | 1.0% | 42.8% |
| 22 | Loandepot.Com, LLC | 13 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 13 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 13 | 1.0% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 0.9% | 14.1% |
| 27 | SPRING EQ, LLC | 12 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 11 | 0.8% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 10 | 0.7% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.7% | — |
| 32 | TAMMAC HOLDINGS CORPORATION | 9 | 0.7% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 9 | 0.7% | — |
| 34 | The American National Bank of Texas 61 out of 100, Moderate | 9 | 0.7% | 11.4% |
| 35 | CMG MORTGAGE, INC. | 8 | 0.6% | — |
| 36 | Truist Bank 63 out of 100, Moderate | 8 | 0.6% | 40.8% |
| 37 | GUARANTEED RATE, INC. | 8 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.6% | 44.7% |
| 39 | Farm Credit Mid-America | 8 | 0.6% | — |
| 40 | Glacier Bank 68 out of 100, Moderate | 8 | 0.6% | 20.0% |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps