Texas · HMDA 2025
Mortgage lenders in Kerr County, TX
210 lenders reported 1,815 home-loan applications in Kerr County in 2025. 793 closed as loans ($250.3M), 354 were denied — a 28.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by RANDOLPH-BROOKS FEDERAL CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,815
- Loans originated
- 793
- Purchase / refinance
- 469 / 244
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kerr County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 119 | 6.6% | 14.3% |
| 2 | Rocket Mortgage, LLC | 96 | 5.3% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 71 | 3.9% | — |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 65 | 3.6% | 74.7% |
| 6 | NEWREZ LLC | 64 | 3.5% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 64 | 3.5% | — |
| 8 | 21st Mortgage Corporation | 60 | 3.3% | — |
| 9 | Security State Bank & Trust 66 out of 100, Moderate | 59 | 3.3% | 5.7% |
| 10 | MLD MORTGAGE INC. | 57 | 3.1% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 2.6% | — |
| 12 | LENNAR MORTGAGE, LLC | 43 | 2.4% | — |
| 13 | V.I.P. MORTGAGE, INC. | 39 | 2.1% | — |
| 14 | Comerica Bank | 36 | 2.0% | — |
| 15 | Mortgage Research Center, LLC | 34 | 1.9% | — |
| 16 | Centennial Bank 79 out of 100, Strong | 33 | 1.8% | 23.4% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 1.8% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 1.5% | 14.1% |
| 19 | Broadway National Bank 79 out of 100, Strong | 26 | 1.4% | 29.7% |
| 20 | PILGRIM MORTGAGE LLC | 25 | 1.4% | — |
| 21 | The Bank & Trust 77 out of 100, Strong | 24 | 1.3% | 13.4% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 24 | 1.3% | — |
| 23 | GARDNER FINANCIAL SERVICES, LTD. | 23 | 1.3% | — |
| 24 | GUARANTEED RATE, INC. | 21 | 1.2% | — |
| 25 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 21 | 1.2% | 30.8% |
| 26 | NATIONSTAR MORTGAGE LLC | 19 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.0% | 32.9% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 18 | 1.0% | 22.2% |
| 29 | PLANET HOME LENDING, LLC | 18 | 1.0% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 17 | 0.9% | 44.7% |
| 31 | Loandepot.Com, LLC | 16 | 0.9% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 15 | 0.8% | 33.8% |
| 33 | GUILD MORTGAGE COMPANY | 14 | 0.8% | — |
| 34 | CMG MORTGAGE, INC. | 13 | 0.7% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 13 | 0.7% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 13 | 0.7% | 37.2% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 11 | 0.6% | — |
| 39 | Discover Bank | 10 | 0.6% | — |
| 40 | NEW FED MORTGAGE, CORP. | 10 | 0.6% | — |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps