Texas · HMDA 2025
Mortgage lenders in Lamar County, TX
175 lenders reported 1,293 home-loan applications in Lamar County in 2025. 579 closed as loans ($125.3M), 226 were denied — a 26.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by GUARANTEED RATE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,293
- Loans originated
- 579
- Purchase / refinance
- 397 / 146
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lamar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUARANTEED RATE, INC. | 78 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 77 | 6.0% | — |
| 3 | 21st Mortgage Corporation | 61 | 4.7% | — |
| 4 | Farmers Bank & Trust Company 61 out of 100, Moderate | 52 | 4.0% | 6.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 50 | 3.9% | — |
| 6 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 49 | 3.8% | 32.5% |
| 7 | Guaranty Bank & Trust, N.A. | 43 | 3.3% | — |
| 8 | Lamar National Bank 73 out of 100, Strong | 40 | 3.1% | 21.2% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 3.0% | — |
| 10 | GUILD MORTGAGE COMPANY | 38 | 2.9% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 36 | 2.8% | — |
| 12 | NEWREZ LLC | 34 | 2.6% | — |
| 13 | CANOPY MORTGAGE, LLC | 33 | 2.6% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 32 | 2.5% | — |
| 15 | Mortgage Research Center, LLC | 28 | 2.2% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.1% | — |
| 17 | TEXAS MORTGAGE LENDING, LLC | 25 | 1.9% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.9% | 14.1% |
| 19 | PLANET HOME LENDING, LLC | 23 | 1.8% | — |
| 20 | Broker Solutions, Inc. | 19 | 1.5% | — |
| 21 | Loandepot.Com, LLC | 16 | 1.2% | — |
| 22 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 16 | 1.2% | 19.0% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.2% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 14 | 1.1% | — |
| 26 | Glacier Bank 68 out of 100, Moderate | 13 | 1.0% | 20.0% |
| 27 | FREEDOM MORTGAGE CORPORATION | 13 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.9% | 32.9% |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.9% | — |
| 30 | FBC MORTGAGE, LLC | 10 | 0.8% | — |
| 31 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | 0.7% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 0.7% | 74.7% |
| 33 | Discover Bank | 8 | 0.6% | — |
| 34 | TAMMAC HOLDINGS CORPORATION | 8 | 0.6% | — |
| 35 | ROYAL UNITED MORTGAGE LLC | 8 | 0.6% | — |
| 36 | CMG MORTGAGE, INC. | 7 | 0.5% | — |
| 37 | Fairway Independent Mortgage Corporation | 7 | 0.5% | — |
| 38 | AmeriSave Mortgage Corporation | 7 | 0.5% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.5% | 44.7% |
| 40 | SPRING EQ, LLC | 7 | 0.5% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps