Texas · HMDA 2025
Mortgage lenders in Live Oak County, TX
98 lenders reported 335 home-loan applications in Live Oak County in 2025. 124 closed as loans ($29.7M), 71 were denied — a 32.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 335
- Loans originated
- 124
- Purchase / refinance
- 81 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Live Oak County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 38 | 11.3% | — |
| 2 | Rocket Mortgage, LLC | 20 | 6.0% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 19 | 5.7% | — |
| 4 | RALLY CREDIT UNION 76 out of 100, Strong | 14 | 4.2% | 49.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 3.6% | — |
| 6 | GUILD MORTGAGE COMPANY | 11 | 3.3% | — |
| 7 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 11 | 3.3% | 14.3% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 8 | 2.4% | — |
| 9 | Mortgage Research Center, LLC | 7 | 2.1% | — |
| 10 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 2.1% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 7 | 2.1% | — |
| 12 | NEWREZ LLC | 5 | 1.5% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 1.5% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.5% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.5% | — |
| 16 | Farm Credit Mid-America | 5 | 1.5% | — |
| 17 | AMERICAN FINANCING CORPORATION | 5 | 1.5% | — |
| 18 | UNITED BUILT HOMES, L.L.C. | 5 | 1.5% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 1.5% | 74.7% |
| 20 | PILGRIM MORTGAGE LLC | 5 | 1.5% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.2% | 32.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.2% | 14.1% |
| 23 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 25 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 4 | 1.2% | 30.8% |
| 26 | NATIONSTAR MORTGAGE LLC | 4 | 1.2% | — |
| 27 | PHH Mortgage Corporation | 4 | 1.2% | — |
| 28 | Discover Bank | 3 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 30 | SouthTrust Bank, N.A. 79 out of 100, Strong | 3 | 0.9% | 14.0% |
| 31 | PLANET HOME LENDING, LLC | 3 | 0.9% | — |
| 32 | ZILLOW HOME LOANS, LLC | 3 | 0.9% | — |
| 33 | Prosperity Bank 71 out of 100, Strong | 3 | 0.9% | 31.5% |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 35 | Frost Bank 66 out of 100, Moderate | 3 | 0.9% | 43.5% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 37 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 39 | RF RENOVO MANAGEMENT COMPANY, LLC | 2 | 0.6% | — |
| 40 | NETWORK FUNDING, L.P. | 2 | 0.6% | — |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps