Texas · HMDA 2025
Mortgage lenders in Llano County, TX
223 lenders reported 1,052 home-loan applications in Llano County in 2025. 523 closed as loans ($283.6M), 177 were denied — a 24.1% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 15% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,052
- Loans originated
- 523
- Purchase / refinance
- 326 / 131
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Llano County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 67 | 6.4% | — |
| 2 | First United Bank and Trust Company 50 out of 100, Below average | 46 | 4.4% | 8.1% |
| 3 | Rocket Mortgage, LLC | 43 | 4.1% | — |
| 4 | Cadence Bank | 38 | 3.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 35 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 2.9% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 28 | 2.7% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 2.5% | 14.1% |
| 9 | Prosperity Bank 71 out of 100, Strong | 23 | 2.2% | 31.5% |
| 10 | CMG MORTGAGE, INC. | 19 | 1.8% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 1.8% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 17 | 1.6% | 44.7% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.6% | — |
| 14 | International Bank of Commerce | 17 | 1.6% | — |
| 15 | GUILD MORTGAGE COMPANY | 16 | 1.5% | — |
| 16 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 16 | 1.5% | 14.3% |
| 17 | NEWREZ LLC | 15 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 13 | 1.2% | — |
| 19 | Security State Bank & Trust 66 out of 100, Moderate | 12 | 1.1% | 5.7% |
| 20 | GSB MORTGAGE, INC. | 12 | 1.1% | — |
| 21 | Fairway Independent Mortgage Corporation | 11 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.0% | 32.9% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 10 | 1.0% | — |
| 27 | Mortgage Research Center, LLC | 9 | 0.9% | — |
| 28 | BETTER MORTGAGE CORPORATION | 9 | 0.9% | — |
| 29 | PHH Mortgage Corporation | 9 | 0.9% | — |
| 30 | Discover Bank | 8 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 8 | 0.8% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 8 | 0.8% | — |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.8% | 74.7% |
| 36 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 8 | 0.8% | 4.9% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.7% | 22.2% |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 7 | 0.7% | 33.8% |
| 39 | Truist Bank 63 out of 100, Moderate | 6 | 0.6% | 40.8% |
| 40 | THE LOAN STORE, INC. | 6 | 0.6% | — |
Top 40 of 223 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps