Texas · HMDA 2025
Mortgage lenders in McLennan County, TX
417 lenders reported 8,834 home-loan applications in McLennan County in 2025. 4,509 closed as loans ($1.3B), 1,245 were denied — a 20.4% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 13% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,834
- Loans originated
- 4,509
- Purchase / refinance
- 2,955 / 1,136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McLennan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 435 | 4.9% | — |
| 2 | SWBC MORTGAGE CORPORATION | 362 | 4.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 317 | 3.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 314 | 3.6% | — |
| 5 | Fairway Independent Mortgage Corporation | 310 | 3.5% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 287 | 3.2% | — |
| 7 | 21st Mortgage Corporation | 254 | 2.9% | — |
| 8 | NEWREZ LLC | 211 | 2.4% | — |
| 9 | MOVEMENT MORTGAGE, LLC | 210 | 2.4% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 204 | 2.3% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 181 | 2.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 176 | 2.0% | 14.1% |
| 13 | Central National Bank 74 out of 100, Strong | 162 | 1.8% | 5.0% |
| 14 | Alliance Bank Central Texas 72 out of 100, Strong | 158 | 1.8% | 15.2% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 154 | 1.7% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 153 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 147 | 1.7% | — |
| 18 | Community Bank & Trust, Waco, Texas 90 out of 100, Very strong | 144 | 1.6% | 16.4% |
| 19 | Granite Bank 53 out of 100, Below average | 141 | 1.6% | 6.2% |
| 20 | GENCO FEDERAL CREDIT UNION 96 out of 100, Very strong | 135 | 1.5% | 57.1% |
| 21 | FREEDOM MORTGAGE CORPORATION | 132 | 1.5% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 123 | 1.4% | 44.7% |
| 23 | The First National Bank of McGregor 42 out of 100, Below average | 118 | 1.3% | 1.9% |
| 24 | First Central Credit Union 76 out of 100, Strong | 106 | 1.2% | 16.0% |
| 25 | American Bank, National Association 77 out of 100, Strong | 105 | 1.2% | 2.9% |
| 26 | First National Bank of Central Texas | 103 | 1.2% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 100 | 1.1% | — |
| 28 | Cadence Bank | 100 | 1.1% | — |
| 29 | PLANET HOME LENDING, LLC | 99 | 1.1% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 95 | 1.1% | — |
| 31 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 91 | 1.0% | 2.2% |
| 32 | GUILD MORTGAGE COMPANY | 90 | 1.0% | — |
| 33 | CHURCHILL MORTGAGE CORPORATION | 86 | 1.0% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 85 | 1.0% | 32.9% |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 85 | 1.0% | 33.8% |
| 36 | Susser Bank 65 out of 100, Moderate | 77 | 0.9% | 4.8% |
| 37 | Loandepot.Com, LLC | 71 | 0.8% | — |
| 38 | Extraco Banks, National Association 70 out of 100, Strong | 71 | 0.8% | 13.0% |
| 39 | CMG MORTGAGE, INC. | 57 | 0.6% | — |
| 40 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 53 | 0.6% | — |
Top 40 of 417 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps