Texas · HMDA 2025
Mortgage lenders in Menard County, TX
25 lenders reported 39 home-loan applications in Menard County in 2025. 15 closed as loans ($3.1M), 9 were denied — a 33.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 39
- Loans originated
- 15
- Purchase / refinance
- 10 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Menard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 5 | 12.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 4 | 10.3% | — |
| 3 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 7.7% | 22.2% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 7.7% | — |
| 5 | Rocket Mortgage, LLC | 2 | 5.1% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 5.1% | 74.7% |
| 7 | InterBank 62 out of 100, Moderate | 2 | 5.1% | 11.3% |
| 8 | NEWREZ LLC | 1 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.6% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 1 | 2.6% | — |
| 12 | MORTGAGE CLEARING CORPORATION | 1 | 2.6% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 1 | 2.6% | — |
| 14 | ZILLOW HOME LOANS, LLC | 1 | 2.6% | — |
| 15 | CONCHO EDUCATORS Federal Credit Union 72 out of 100, Strong | 1 | 2.6% | 0.0% |
| 16 | Farm Credit Mid-America | 1 | 2.6% | — |
| 17 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 1 | 2.6% | 34.2% |
| 18 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 2.6% | 45.9% |
| 19 | TAMMAC HOLDINGS CORPORATION | 1 | 2.6% | — |
| 20 | Texas State Bank 91 out of 100, Very strong | 1 | 2.6% | 1.5% |
| 21 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 1 | 2.6% | 14.3% |
| 22 | ROYAL UNITED MORTGAGE LLC | 1 | 2.6% | — |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | 2.6% | — |
| 24 | Comerica Bank | 1 | 2.6% | — |
| 25 | TXN Bank 64 out of 100, Moderate | 1 | 2.6% | 18.4% |
Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps