Texas · HMDA 2025
Mortgage lenders in Milam County, TX
162 lenders reported 903 home-loan applications in Milam County in 2025. 366 closed as loans ($96.6M), 194 were denied — a 32.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by DHI MORTGAGE COMPANY, LTD.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 903
- Loans originated
- 366
- Purchase / refinance
- 243 / 88
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Milam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DHI MORTGAGE COMPANY, LTD. | 75 | 8.3% | — |
| 2 | 21st Mortgage Corporation | 71 | 7.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 43 | 4.8% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 40 | 4.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 3.5% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 3.1% | — |
| 7 | Rocket Mortgage, LLC | 28 | 3.1% | — |
| 8 | NEWREZ LLC | 25 | 2.8% | — |
| 9 | Classic Bank, National Association 68 out of 100, Moderate | 25 | 2.8% | 17.5% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 20 | 2.2% | — |
| 11 | CMG MORTGAGE, INC. | 17 | 1.9% | — |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 17 | 1.9% | 74.7% |
| 13 | Broker Solutions, Inc. | 16 | 1.8% | — |
| 14 | Frontier Bank of Texas 75 out of 100, Strong | 16 | 1.8% | 8.6% |
| 15 | Citizens National Bank | 16 | 1.8% | — |
| 16 | Fairway Independent Mortgage Corporation | 13 | 1.4% | — |
| 17 | Mortgage Research Center, LLC | 13 | 1.4% | — |
| 18 | KIND LENDING, LLC | 13 | 1.4% | — |
| 19 | TEXELL Credit Union 70 out of 100, Strong | 12 | 1.3% | 26.6% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.2% | 32.9% |
| 21 | PLANET HOME LENDING, LLC | 11 | 1.2% | — |
| 22 | A+ Federal Credit Union 61 out of 100, Moderate | 11 | 1.2% | 47.2% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.1% | 14.1% |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 10 | 1.1% | — |
| 25 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 9 | 1.0% | 14.3% |
| 26 | CALCON MUTUAL MORTGAGE LLC | 9 | 1.0% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.9% | 22.2% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.8% | — |
| 29 | UNIVERSITY Federal Credit Union | 7 | 0.8% | — |
| 30 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 6 | 0.7% | — |
| 32 | TAMMAC HOLDINGS CORPORATION | 6 | 0.7% | — |
| 33 | LOWER, LLC | 6 | 0.7% | — |
| 34 | SECURITYNATIONAL MORTGAGE COMPANY | 6 | 0.7% | — |
| 35 | Discover Bank | 5 | 0.6% | — |
| 36 | GUILD MORTGAGE COMPANY | 5 | 0.6% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.6% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.6% | 33.8% |
| 39 | UNITED BUILT HOMES, L.L.C. | 5 | 0.6% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps