Texas · HMDA 2025
Mortgage lenders in Nacogdoches County, TX
184 lenders reported 1,717 home-loan applications in Nacogdoches County in 2025. 754 closed as loans ($173.1M), 365 were denied — a 29.8% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,717
- Loans originated
- 754
- Purchase / refinance
- 527 / 149
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nacogdoches County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 220 | 12.8% | — |
| 2 | Commercial Bank of Texas, National Association | 148 | 8.6% | — |
| 3 | Cadence Bank | 105 | 6.1% | — |
| 4 | Rocket Mortgage, LLC | 87 | 5.1% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 73 | 4.3% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 3.8% | — |
| 7 | Austin Bank, Texas National Association 88 out of 100, Very strong | 64 | 3.7% | 19.4% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 2.7% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 2.2% | — |
| 10 | RIGHT START MORTGAGE, INC. | 36 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.0% | — |
| 12 | Mortgage Research Center, LLC | 33 | 1.9% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 32 | 1.9% | 43.1% |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 30 | 1.7% | — |
| 15 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 30 | 1.7% | 74.7% |
| 16 | Citizens 1st Bank 83 out of 100, Strong | 27 | 1.6% | 9.9% |
| 17 | CMG MORTGAGE, INC. | 26 | 1.5% | — |
| 18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 24 | 1.4% | — |
| 19 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 24 | 1.4% | 23.5% |
| 20 | Southside Bank 75 out of 100, Strong | 23 | 1.3% | 42.2% |
| 21 | NEWREZ LLC | 21 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.2% | 14.1% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 1.2% | 39.5% |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 19 | 1.1% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 1.0% | 32.9% |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 17 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 15 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 13 | 0.8% | — |
| 29 | AmeriSave Mortgage Corporation | 13 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 10 | 0.6% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 10 | 0.6% | — |
| 33 | FirstBank 59 out of 100, Moderate | 10 | 0.6% | 42.8% |
| 34 | Texas Bank 70 out of 100, Strong | 10 | 0.6% | 19.1% |
| 35 | GUILD MORTGAGE COMPANY | 9 | 0.5% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.5% | 44.7% |
| 37 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 8 | 0.5% | 14.3% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.5% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 7 | 0.4% | — |
| 40 | Zippy Loans, LLC | 7 | 0.4% | — |
Top 40 of 184 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps