Texas · HMDA 2025
Mortgage lenders in Newton County, TX
84 lenders reported 439 home-loan applications in Newton County in 2025. 152 closed as loans ($24.8M), 146 were denied — a 45.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 48% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 439
- Loans originated
- 152
- Purchase / refinance
- 111 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 145 | 33.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 40 | 9.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 5.5% | — |
| 4 | FirstBank 59 out of 100, Moderate | 14 | 3.2% | 42.8% |
| 5 | Rocket Mortgage, LLC | 12 | 2.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.1% | — |
| 7 | GUILD MORTGAGE COMPANY | 8 | 1.8% | — |
| 8 | TAMMAC HOLDINGS CORPORATION | 8 | 1.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.6% | — |
| 10 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 7 | 1.6% | 33.2% |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.6% | 74.7% |
| 12 | CMG MORTGAGE, INC. | 6 | 1.4% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 6 | 1.4% | — |
| 14 | Mortgage Research Center, LLC | 6 | 1.4% | — |
| 15 | CANOPY MORTGAGE, LLC | 6 | 1.4% | — |
| 16 | First Financial Bank 76 out of 100, Strong | 6 | 1.4% | 12.6% |
| 17 | NEWREZ LLC | 5 | 1.1% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.1% | — |
| 19 | Sabine Federal Credit Union 69 out of 100, Moderate | 5 | 1.1% | 25.0% |
| 20 | Sabine State Bank and Trust Company | 4 | 0.9% | — |
| 21 | MCT CREDIT UNION 69 out of 100, Moderate | 4 | 0.9% | 14.4% |
| 22 | FIVEPOINT CREDIT UNION 57 out of 100, Moderate | 4 | 0.9% | 15.5% |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 24 | Stellar Bank | 4 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.7% | 33.8% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 29 | PLANET HOME LENDING, LLC | 3 | 0.7% | — |
| 30 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 0.7% | — |
| 31 | ROGUE CREDIT UNION 67 out of 100, Moderate | 3 | 0.7% | 13.2% |
| 32 | EDUCATION FIRST | 3 | 0.7% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 3 | 0.7% | — |
| 34 | Neches Federal Credit Union 93 out of 100, Very strong | 3 | 0.7% | 9.2% |
| 35 | KIND LENDING, LLC | 3 | 0.7% | — |
| 36 | Fairway Independent Mortgage Corporation | 2 | 0.5% | — |
| 37 | Broker Solutions, Inc. | 2 | 0.5% | — |
| 38 | Discover Bank | 2 | 0.5% | — |
| 39 | Shelby Savings Bank, SSB 69 out of 100, Moderate | 2 | 0.5% | 10.5% |
| 40 | FBC MORTGAGE, LLC | 2 | 0.5% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps