Texas · HMDA 2025
Mortgage lenders in Ochiltree County, TX
59 lenders reported 179 home-loan applications in Ochiltree County in 2025. 75 closed as loans ($11.5M), 27 were denied — a 24.5% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 26% of applications, led by Centennial Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 179
- Loans originated
- 75
- Purchase / refinance
- 64 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ochiltree County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Centennial Bank 79 out of 100, Strong | 17 | 9.5% | 23.4% |
| 2 | FirstBank Southwest | 16 | 8.9% | — |
| 3 | Rocket Mortgage, LLC | 14 | 7.8% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 12 | 6.7% | — |
| 5 | 21st Mortgage Corporation | 9 | 5.0% | — |
| 6 | TIB National Association 76 out of 100, Strong | 9 | 5.0% | 29.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 4.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 7 | 3.9% | — |
| 9 | Amarillo National Bank 62 out of 100, Moderate | 6 | 3.4% | 14.9% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 2.8% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 5 | 2.8% | — |
| 12 | THE MORTGAGE LINK, INC. | 4 | 2.2% | — |
| 13 | PHH Mortgage Corporation | 4 | 2.2% | — |
| 14 | NEWREZ LLC | 3 | 1.7% | — |
| 15 | PLANET HOME LENDING, LLC | 3 | 1.7% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.1% | 22.2% |
| 17 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 1.1% | 33.8% |
| 19 | Mortgage Research Center, LLC | 2 | 1.1% | — |
| 20 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 22 | KIND LENDING, LLC | 2 | 1.1% | — |
| 23 | DIRECT MORTGAGE, CORP. | 2 | 1.1% | — |
| 24 | DAS Acquisition Company, LLC | 2 | 1.1% | — |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.1% | 37.2% |
| 26 | Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | 1.1% | — |
| 27 | First National Bank Texas 64 out of 100, Moderate | 2 | 1.1% | 3.8% |
| 28 | Arvest Bank 57 out of 100, Moderate | 2 | 1.1% | 18.5% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 31 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 32 | Broker Solutions, Inc. | 1 | 0.6% | — |
| 33 | Discover Bank | 1 | 0.6% | — |
| 34 | GUILD MORTGAGE COMPANY | 1 | 0.6% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 37 | BMO Bank National Association 83 out of 100, Strong | 1 | 0.6% | 40.5% |
| 38 | Western Bank 71 out of 100, Strong | 1 | 0.6% | 11.1% |
| 39 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 40 | GOLDEN EMPIRE MORTGAGE, INC. | 1 | 0.6% | — |
Top 40 of 59 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps