Texas · HMDA 2025
Mortgage lenders in Orange County, TX
215 lenders reported 3,108 home-loan applications in Orange County in 2025. 1,438 closed as loans ($280.9M), 644 were denied — a 29.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,108
- Loans originated
- 1,438
- Purchase / refinance
- 958 / 325
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Orange County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 389 | 12.5% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 132 | 4.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 120 | 3.9% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 3.8% | — |
| 5 | Rocket Mortgage, LLC | 104 | 3.3% | — |
| 6 | First Financial Bank 76 out of 100, Strong | 90 | 2.9% | 12.6% |
| 7 | Neches Federal Credit Union 93 out of 100, Very strong | 87 | 2.8% | 9.2% |
| 8 | Sabine Federal Credit Union 69 out of 100, Moderate | 80 | 2.6% | 25.0% |
| 9 | GUILD MORTGAGE COMPANY | 75 | 2.4% | — |
| 10 | FIVEPOINT CREDIT UNION 57 out of 100, Moderate | 67 | 2.2% | 15.5% |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 66 | 2.1% | — |
| 12 | DUGOOD FEDERAL CREDIT UNION 87 out of 100, Very strong | 63 | 2.0% | 19.5% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 62 | 2.0% | — |
| 14 | Fairway Independent Mortgage Corporation | 55 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 54 | 1.7% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 53 | 1.7% | — |
| 17 | FBC MORTGAGE, LLC | 51 | 1.6% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 1.6% | — |
| 19 | PLANET HOME LENDING, LLC | 49 | 1.6% | — |
| 20 | Mortgage Research Center, LLC | 48 | 1.5% | — |
| 21 | MCT CREDIT UNION 69 out of 100, Moderate | 48 | 1.5% | 14.4% |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 1.5% | — |
| 23 | CANOPY MORTGAGE, LLC | 46 | 1.5% | — |
| 24 | RAVE FINANCIAL CREDIT UNION 71 out of 100, Strong | 44 | 1.4% | 33.2% |
| 25 | DSLD MORTGAGE, LLC | 42 | 1.4% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 41 | 1.3% | — |
| 27 | American Mortgage Bank, LLC | 40 | 1.3% | — |
| 28 | NEWREZ LLC | 36 | 1.2% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.2% | 14.1% |
| 30 | FirstBank 59 out of 100, Moderate | 34 | 1.1% | 42.8% |
| 31 | CMG MORTGAGE, INC. | 31 | 1.0% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 31 | 1.0% | — |
| 33 | KIND LENDING, LLC | 31 | 1.0% | — |
| 34 | TAMMAC HOLDINGS CORPORATION | 26 | 0.8% | — |
| 35 | UNION HOME MORTGAGE CORP. | 26 | 0.8% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 23 | 0.7% | 74.7% |
| 37 | Click n' Close, Inc. | 21 | 0.7% | — |
| 38 | BRIDGE CITY STATE BANK 76 out of 100, Strong | 21 | 0.7% | 3.7% |
| 39 | Loandepot.Com, LLC | 19 | 0.6% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 19 | 0.6% | — |
Top 40 of 215 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps