Texas · HMDA 2025
Mortgage lenders in Pecos County, TX
75 lenders reported 400 home-loan applications in Pecos County in 2025. 135 closed as loans ($28.9M), 96 were denied — a 37.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 400
- Loans originated
- 135
- Purchase / refinance
- 101 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pecos County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 59 | 14.8% | — |
| 2 | Rocket Mortgage, LLC | 35 | 8.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 25 | 6.3% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 24 | 6.0% | — |
| 5 | 1ST COMMUNITY FEDERAL CREDIT UNION 58 out of 100, Moderate | 15 | 3.8% | 34.2% |
| 6 | NEWREZ LLC | 12 | 3.0% | — |
| 7 | Mortgage Research Center, LLC | 12 | 3.0% | — |
| 8 | Hometown Equity Mortgage, LLC | 12 | 3.0% | — |
| 9 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 2.8% | — |
| 10 | HOMEXPRESS MORTGAGE CORP. | 11 | 2.8% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.5% | — |
| 13 | GUILD MORTGAGE COMPANY | 9 | 2.3% | — |
| 14 | GUARANTEED RATE, INC. | 8 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 2.0% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 8 | 2.0% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.8% | 14.1% |
| 18 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 1.8% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.5% | — |
| 20 | THE LOAN STORE, INC. | 6 | 1.5% | — |
| 21 | Broker Solutions, Inc. | 5 | 1.3% | — |
| 22 | Ixonia Bank 67 out of 100, Moderate | 5 | 1.3% | 4.7% |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 1.3% | 74.7% |
| 24 | RIGHT START MORTGAGE, INC. | 5 | 1.3% | — |
| 25 | City Bank 75 out of 100, Strong | 5 | 1.3% | 16.6% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 1.0% | 22.2% |
| 27 | PLANET HOME LENDING, LLC | 4 | 1.0% | — |
| 28 | FirstBank 59 out of 100, Moderate | 4 | 1.0% | 42.8% |
| 29 | Waterstone Mortgage Corporation | 4 | 1.0% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.8% | 44.7% |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.8% | — |
| 32 | THE MORTGAGE LINK, INC. | 3 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 3 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 2 | 0.5% | — |
| 35 | GENEVA FINANCIAL, LLC | 2 | 0.5% | — |
| 36 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 2 | 0.5% | 30.8% |
| 37 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
| 38 | PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | 0.5% | — |
| 39 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | 0.5% | — |
| 40 | Centier Bank 67 out of 100, Moderate | 2 | 0.5% | 21.6% |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps