Texas · HMDA 2025
Mortgage lenders in San Saba County, TX
47 lenders reported 108 home-loan applications in San Saba County in 2025. 35 closed as loans ($9.5M), 29 were denied — a 38.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 108
- Loans originated
- 35
- Purchase / refinance
- 26 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Saba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 10 | 9.3% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 8 | 7.4% | — |
| 3 | Rocket Mortgage, LLC | 7 | 6.5% | — |
| 4 | GUILD MORTGAGE COMPANY | 6 | 5.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 4.6% | — |
| 6 | NEWREZ LLC | 4 | 3.7% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 3.7% | — |
| 8 | CALCON MUTUAL MORTGAGE LLC | 4 | 3.7% | — |
| 9 | Broker Solutions, Inc. | 3 | 2.8% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.8% | — |
| 11 | Mortgage Research Center, LLC | 3 | 2.8% | — |
| 12 | PLANET HOME LENDING, LLC | 3 | 2.8% | — |
| 13 | CMG MORTGAGE, INC. | 2 | 1.9% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 2 | 1.9% | 40.8% |
| 15 | Fairway Independent Mortgage Corporation | 2 | 1.9% | — |
| 16 | Loandepot.Com, LLC | 2 | 1.9% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.9% | — |
| 18 | The Bank & Trust 77 out of 100, Strong | 2 | 1.9% | 13.4% |
| 19 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.9% | — |
| 20 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 1.9% | — |
| 21 | Northpointe Bank 58 out of 100, Moderate | 2 | 1.9% | 10.4% |
| 22 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 2 | 1.9% | 30.7% |
| 23 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.9% | 37.2% |
| 24 | Cadence Bank | 2 | 1.9% | — |
| 25 | TexasBank | 2 | 1.9% | — |
| 26 | SPRING EQ, LLC | 1 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 28 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.9% | — |
| 29 | Commerce Home Mortgage, Inc. | 1 | 0.9% | — |
| 30 | First Texas Bank 80 out of 100, Strong | 1 | 0.9% | 15.9% |
| 31 | LAND HOME FINANCIAL SERVICES, INC. | 1 | 0.9% | — |
| 32 | Loan Simple, Inc. | 1 | 0.9% | — |
| 33 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 1 | 0.9% | 30.8% |
| 34 | Prosperity Bank 71 out of 100, Strong | 1 | 0.9% | 31.5% |
| 35 | First United Bank and Trust Company 50 out of 100, Below average | 1 | 0.9% | 8.1% |
| 36 | ROGUE CREDIT UNION 67 out of 100, Moderate | 1 | 0.9% | 13.2% |
| 37 | UNITED BUILT HOMES, L.L.C. | 1 | 0.9% | — |
| 38 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 1 | 0.9% | 15.2% |
| 39 | PLAZA HOME MORTGAGE, INC. | 1 | 0.9% | — |
| 40 | Security State Bank & Trust 66 out of 100, Moderate | 1 | 0.9% | 5.7% |
Top 40 of 47 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps