Texas · HMDA 2025
Mortgage lenders in Somervell County, TX
119 lenders reported 430 home-loan applications in Somervell County in 2025. 206 closed as loans ($60.8M), 62 were denied — a 22.1% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by First Financial Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 430
- Loans originated
- 206
- Purchase / refinance
- 118 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Somervell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 76 out of 100, Strong | 29 | 6.7% | 12.6% |
| 2 | Rocket Mortgage, LLC | 28 | 6.5% | — |
| 3 | 21st Mortgage Corporation | 26 | 6.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 16 | 3.7% | — |
| 5 | InterBank 62 out of 100, Moderate | 14 | 3.3% | 11.3% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 3.0% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 2.8% | — |
| 8 | NEWREZ LLC | 11 | 2.6% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 10 | 2.3% | — |
| 10 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 2.3% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 9 | 2.1% | — |
| 12 | Paramount Residential Mortgage Group, Inc. | 9 | 2.1% | — |
| 13 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | 2.1% | — |
| 14 | CMG MORTGAGE, INC. | 7 | 1.6% | — |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 1.6% | 22.2% |
| 16 | Gateway First Bank 54 out of 100, Below average | 7 | 1.6% | 5.3% |
| 17 | First United Bank and Trust Company 50 out of 100, Below average | 7 | 1.6% | 8.1% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.4% | 32.9% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.4% | 14.1% |
| 20 | GUARANTEED RATE, INC. | 6 | 1.4% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.4% | — |
| 22 | The First National Bank of Granbury 78 out of 100, Strong | 6 | 1.4% | 3.3% |
| 23 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 1.2% | 33.8% |
| 24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 5 | 1.2% | — |
| 26 | DEEPHAVEN MORTGAGE LLC | 5 | 1.2% | — |
| 27 | EECU | 5 | 1.2% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.9% | 44.7% |
| 29 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 4 | 0.9% | 32.5% |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.9% | — |
| 31 | NexBank 56 out of 100, Moderate | 4 | 0.9% | 13.1% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 0.7% | — |
| 34 | Fairway Independent Mortgage Corporation | 3 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 3 | 0.7% | — |
| 36 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 37 | MORTGAGE CLEARING CORPORATION | 3 | 0.7% | — |
| 38 | Sierra Pacific Mortgage Company, Inc. | 3 | 0.7% | — |
| 39 | SFMC, LP | 3 | 0.7% | — |
| 40 | PLANET HOME LENDING, LLC | 3 | 0.7% | — |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps