Texas · HMDA 2025
Mortgage lenders in Walker County, TX
214 lenders reported 2,060 home-loan applications in Walker County in 2025. 888 closed as loans ($291.2M), 461 were denied — a 32.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,060
- Loans originated
- 888
- Purchase / refinance
- 599 / 197
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walker County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 205 | 10.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 101 | 4.9% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 101 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 93 | 4.5% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 86 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 81 | 3.9% | — |
| 7 | First National Bank of Huntsville 90 out of 100, Very strong | 75 | 3.6% | 5.4% |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 48 | 2.3% | — |
| 9 | First Financial Bank 76 out of 100, Strong | 45 | 2.2% | 12.6% |
| 10 | HOMETRUST MORTGAGE COMPANY | 39 | 1.9% | — |
| 11 | NEWREZ LLC | 38 | 1.8% | — |
| 12 | Centennial Bank 79 out of 100, Strong | 38 | 1.8% | 23.4% |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 37 | 1.8% | 74.7% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 1.7% | 14.1% |
| 15 | NATIONSTAR MORTGAGE LLC | 34 | 1.7% | — |
| 16 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 33 | 1.6% | — |
| 17 | DHI MORTGAGE COMPANY, LTD. | 32 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 30 | 1.5% | — |
| 19 | Mortgage Research Center, LLC | 29 | 1.4% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 29 | 1.4% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 26 | 1.3% | 33.8% |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 25 | 1.2% | — |
| 23 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 25 | 1.2% | 2.2% |
| 24 | Prosperity Bank 71 out of 100, Strong | 23 | 1.1% | 31.5% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 20 | 1.0% | — |
| 27 | KIND LENDING, LLC | 20 | 1.0% | — |
| 28 | CMG MORTGAGE, INC. | 17 | 0.8% | — |
| 29 | COUNTRYPLACE MORTGAGE, LTD. | 17 | 0.8% | — |
| 30 | K&G CAPITAL MORTGAGE LLC | 17 | 0.8% | — |
| 31 | FirstBank 59 out of 100, Moderate | 17 | 0.8% | 42.8% |
| 32 | MOVEMENT MORTGAGE, LLC | 16 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 14 | 0.7% | 44.7% |
| 34 | PLANET HOME LENDING, LLC | 14 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.6% | 32.9% |
| 36 | Fairway Independent Mortgage Corporation | 12 | 0.6% | — |
| 37 | VeraBank, National Association | 12 | 0.6% | — |
| 38 | Frost Bank 66 out of 100, Moderate | 12 | 0.6% | 43.5% |
| 39 | AmeriSave Mortgage Corporation | 11 | 0.5% | — |
| 40 | FocusOne Mortgage, LLC | 11 | 0.5% | — |
Top 40 of 214 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps