Texas · HMDA 2025
Mortgage lenders in Wilbarger County, TX
65 lenders reported 273 home-loan applications in Wilbarger County in 2025. 125 closed as loans ($19.4M), 41 were denied — a 22.9% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 30% of applications, led by WAGGONER NATIONAL BANK OF VERNON, THE. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 273
- Loans originated
- 125
- Purchase / refinance
- 81 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilbarger County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WAGGONER NATIONAL BANK OF VERNON, THE 88 out of 100, Very strong | 36 | 13.2% | 2.0% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 24 | 8.8% | — |
| 3 | 21st Mortgage Corporation | 22 | 8.1% | — |
| 4 | NETWORK FUNDING, L.P. | 17 | 6.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 16 | 5.9% | — |
| 6 | American National Bank & Trust 61 out of 100, Moderate | 16 | 5.9% | 4.4% |
| 7 | Rocket Mortgage, LLC | 15 | 5.5% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 8 | 2.9% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 2.9% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 8 | 2.9% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.2% | — |
| 12 | UNION SQUARE CREDIT UNION 37 out of 100, Low | 6 | 2.2% | 11.7% |
| 13 | Mortgage Research Center, LLC | 5 | 1.8% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 5 | 1.8% | — |
| 15 | NEWREZ LLC | 4 | 1.5% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 1.5% | 22.2% |
| 17 | GUILD MORTGAGE COMPANY | 4 | 1.5% | — |
| 18 | Discover Bank | 3 | 1.1% | — |
| 19 | PLANET HOME LENDING, LLC | 3 | 1.1% | — |
| 20 | Herring Bank 66 out of 100, Moderate | 3 | 1.1% | 3.0% |
| 21 | HOMEXPRESS MORTGAGE CORP. | 3 | 1.1% | — |
| 22 | ROYAL UNITED MORTGAGE LLC | 3 | 1.1% | — |
| 23 | TEXOMA COMMUNITY CREDIT UNION 63 out of 100, Moderate | 3 | 1.1% | 0.0% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 25 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 26 | Broker Solutions, Inc. | 2 | 0.7% | — |
| 27 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 2 | 0.7% | — |
| 29 | Equity Prime Mortgage LLC | 2 | 0.7% | — |
| 30 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 2 | 0.7% | 1.2% |
| 31 | Citibank, National Association 60 out of 100, Moderate | 2 | 0.7% | 24.0% |
| 32 | FIRST CAPITAL BANK 69 out of 100, Moderate | 2 | 0.7% | 10.5% |
| 33 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 36 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 38 | SPRING EQ, LLC | 1 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 40 | THE LOAN STORE, INC. | 1 | 0.4% | — |
Top 40 of 65 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps