Texas · HMDA 2025
Mortgage lenders in Wood County, TX
235 lenders reported 2,090 home-loan applications in Wood County in 2025. 1,014 closed as loans ($221.2M), 395 were denied — a 26.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,090
- Loans originated
- 1,014
- Purchase / refinance
- 626 / 294
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 180 | 8.6% | — |
| 2 | The City National Bank of Sulphur Springs 78 out of 100, Strong | 106 | 5.1% | 13.8% |
| 3 | Rocket Mortgage, LLC | 96 | 4.6% | — |
| 4 | GUILD MORTGAGE COMPANY | 91 | 4.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 82 | 3.9% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 69 | 3.3% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 69 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 64 | 3.1% | — |
| 9 | CMG MORTGAGE, INC. | 50 | 2.4% | — |
| 10 | NEWREZ LLC | 45 | 2.2% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 42 | 2.0% | — |
| 12 | Broadstreet Bank, SSB 70 out of 100, Strong | 40 | 1.9% | 21.6% |
| 13 | Mortgage Research Center, LLC | 37 | 1.8% | — |
| 14 | First National Bank of East Texas 60 out of 100, Moderate | 32 | 1.5% | 13.4% |
| 15 | Fairway Independent Mortgage Corporation | 27 | 1.3% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.2% | 14.1% |
| 17 | PLANET HOME LENDING, LLC | 26 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 25 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 23 | 1.1% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.1% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 22 | 1.1% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 22 | 1.1% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 21 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.0% | 32.9% |
| 26 | GUARANTEED RATE, INC. | 20 | 1.0% | — |
| 27 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 20 | 1.0% | 32.5% |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 19 | 0.9% | 74.7% |
| 29 | AmeriSave Mortgage Corporation | 18 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 17 | 0.8% | 44.7% |
| 31 | The First National Bank of Winnsboro 86 out of 100, Very strong | 17 | 0.8% | 20.7% |
| 32 | Discover Bank | 15 | 0.7% | — |
| 33 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 15 | 0.7% | — |
| 34 | American Mortgage Bank, LLC | 14 | 0.7% | — |
| 35 | Prosperity Bank 71 out of 100, Strong | 14 | 0.7% | 31.5% |
| 36 | FirstBank 59 out of 100, Moderate | 13 | 0.6% | 42.8% |
| 37 | PHH Mortgage Corporation | 13 | 0.6% | — |
| 38 | Investmark Mortgage, LLC | 12 | 0.6% | — |
| 39 | TAMMAC HOLDINGS CORPORATION | 12 | 0.6% | — |
| 40 | TEXAS MORTGAGE LENDING, LLC | 11 | 0.5% | — |
Top 40 of 235 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps