Virginia · HMDA 2025
Mortgage lenders in Accomack County, VA
175 lenders reported 1,383 home-loan applications in Accomack County in 2025. 656 closed as loans ($147.3M), 263 were denied — a 27.3% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Presidential Bank, FSB. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,383
- Loans originated
- 656
- Purchase / refinance
- 369 / 157
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Accomack County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Presidential Bank, FSB 51 out of 100, Below average | 86 | 6.2% | 6.9% |
| 2 | Rocket Mortgage, LLC | 79 | 5.7% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 5.6% | — |
| 4 | Atlantic Union Bank 73 out of 100, Strong | 76 | 5.5% | 23.3% |
| 5 | Calvin B. Taylor Banking Company of Berlin, Maryland 81 out of 100, Strong | 74 | 5.4% | 16.9% |
| 6 | TIDEWATER MORTGAGE SERVICES, INC. | 57 | 4.1% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 55 | 4.0% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 53 | 3.8% | 33.8% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 2.7% | 32.9% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 37 | 2.7% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 31 | 2.2% | 40.8% |
| 12 | Mortgage Research Center, LLC | 31 | 2.2% | — |
| 13 | NEWREZ LLC | 30 | 2.2% | — |
| 14 | Prosperity Home Mortgage, LLC | 29 | 2.1% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 25 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.4% | 14.1% |
| 17 | Loandepot.Com, LLC | 20 | 1.4% | — |
| 18 | SWBC MORTGAGE CORPORATION | 18 | 1.3% | — |
| 19 | LANGLEY Federal Credit Union 54 out of 100, Below average | 18 | 1.3% | 21.7% |
| 20 | CMG MORTGAGE, INC. | 17 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 17 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.2% | — |
| 24 | NASA Federal Credit Union 66 out of 100, Moderate | 15 | 1.1% | 6.2% |
| 25 | PLANET HOME LENDING, LLC | 14 | 1.0% | — |
| 26 | First Horizon Bank 64 out of 100, Moderate | 14 | 1.0% | 25.4% |
| 27 | SPRING EQ, LLC | 13 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 12 | 0.9% | — |
| 29 | MOVEMENT MORTGAGE, LLC | 11 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.8% | — |
| 31 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 11 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 10 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.7% | 39.5% |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.7% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.7% | 44.7% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.7% | — |
| 37 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 38 | Broker Solutions, Inc. | 8 | 0.6% | — |
| 39 | ENVOY MORTGAGE, LTD | 8 | 0.6% | — |
| 40 | Discover Bank | 7 | 0.5% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps