Virginia · HMDA 2025
Mortgage lenders in Amelia County, VA
129 lenders reported 705 home-loan applications in Amelia County in 2025. 365 closed as loans ($91.0M), 90 were denied — a 19.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 705
- Loans originated
- 365
- Purchase / refinance
- 185 / 104
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Amelia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 6.1% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 41 | 5.8% | 40.8% |
| 3 | Rocket Mortgage, LLC | 41 | 5.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 40 | 5.7% | — |
| 5 | Virginia Credit Union, Inc. | 35 | 5.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 4.0% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 25 | 3.5% | — |
| 8 | Citizens Bank and Trust Company 97 out of 100, Very strong | 20 | 2.8% | 16.3% |
| 9 | Alcova Mortgage LLC | 16 | 2.3% | — |
| 10 | First Heritage Mortgage, LLC | 15 | 2.1% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 2.0% | 32.9% |
| 12 | Mortgage Research Center, LLC | 14 | 2.0% | — |
| 13 | Benchmark Community Bank 75 out of 100, Strong | 12 | 1.7% | 9.1% |
| 14 | NEWREZ LLC | 11 | 1.6% | — |
| 15 | AmeriSave Mortgage Corporation | 11 | 1.6% | — |
| 16 | PLANET HOME LENDING, LLC | 11 | 1.6% | — |
| 17 | C & F Mortgage Corporation | 11 | 1.6% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.4% | 44.7% |
| 19 | NATIONSTAR MORTGAGE LLC | 10 | 1.4% | — |
| 20 | Citizens and Farmers Bank 75 out of 100, Strong | 10 | 1.4% | 27.4% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.3% | 14.1% |
| 22 | GUILD MORTGAGE COMPANY | 9 | 1.3% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.3% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 8 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 7 | 1.0% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 1.0% | — |
| 28 | SOUTHERN TRUST MORTGAGE, LLC | 7 | 1.0% | — |
| 29 | SPRING EQ, LLC | 6 | 0.9% | — |
| 30 | CALL FEDERAL CREDIT UNION 67 out of 100, Moderate | 6 | 0.9% | 22.6% |
| 31 | Towne Bank 74 out of 100, Strong | 6 | 0.9% | 6.6% |
| 32 | AMERICAN FINANCIAL NETWORK, INC. | 6 | 0.9% | — |
| 33 | C&F Select LLC | 6 | 0.9% | — |
| 34 | CAPITAL CENTER, L.L.C. | 6 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 6 | 0.9% | 3.0% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.7% | 32.5% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 38 | Discover Bank | 5 | 0.7% | — |
| 39 | TIDEWATER MORTGAGE SERVICES, INC. | 5 | 0.7% | — |
| 40 | Prosperity Home Mortgage, LLC | 5 | 0.7% | — |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps