Virginia · HMDA 2025
Mortgage lenders in Buchanan County, VA
70 lenders reported 303 home-loan applications in Buchanan County in 2025. 110 closed as loans ($13.3M), 91 were denied — a 41.7% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 303
- Loans originated
- 110
- Purchase / refinance
- 71 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buchanan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 49 | 16.2% | — |
| 2 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 22 | 7.3% | 26.9% |
| 3 | Rocket Mortgage, LLC | 19 | 6.3% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 18 | 5.9% | — |
| 5 | TRUPoint Bank 77 out of 100, Strong | 14 | 4.6% | 19.0% |
| 6 | Legacy Bank 68 out of 100, Moderate | 14 | 4.6% | 1.1% |
| 7 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 3.6% | 74.7% |
| 8 | 21st Mortgage Corporation | 10 | 3.3% | — |
| 9 | New Peoples Bank, Inc. 76 out of 100, Strong | 10 | 3.3% | 5.9% |
| 10 | AmeriSave Mortgage Corporation | 9 | 3.0% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 8 | 2.6% | — |
| 12 | Atlantic Union Bank 73 out of 100, Strong | 7 | 2.3% | 23.3% |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 2.0% | 22.2% |
| 14 | Mortgage Research Center, LLC | 6 | 2.0% | — |
| 15 | Community Trust Bank, Inc. 80 out of 100, Strong | 6 | 2.0% | 13.9% |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.7% | — |
| 17 | NEWREZ LLC | 4 | 1.3% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.3% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.3% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.3% | 44.7% |
| 21 | TOWNE MORTGAGE COMPANY | 4 | 1.3% | — |
| 22 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 1.3% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.0% | 14.1% |
| 24 | Truist Bank 63 out of 100, Moderate | 3 | 1.0% | 40.8% |
| 25 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 27 | Broker Solutions, Inc. | 2 | 0.7% | — |
| 28 | GUARANTEED RATE, INC. | 2 | 0.7% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 30 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 31 | PLANET HOME LENDING, LLC | 2 | 0.7% | — |
| 32 | First Community Bank 75 out of 100, Strong | 2 | 0.7% | 30.8% |
| 33 | FREEDOM MORTGAGE CORPORATION | 2 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.7% | — |
| 36 | Virginia Credit Union, Inc. | 2 | 0.7% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.3% | 32.5% |
| 38 | Loandepot.Com, LLC | 1 | 0.3% | — |
| 39 | Discover Bank | 1 | 0.3% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.3% | — |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps