Virginia · HMDA 2025
Mortgage lenders in Fairfax city, VA
176 lenders reported 1,094 home-loan applications in Fairfax city in 2025. 585 closed as loans ($297.2M), 112 were denied — a 15.4% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by Navy Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,094
- Loans originated
- 585
- Purchase / refinance
- 340 / 141
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fairfax city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 68 | 6.2% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 57 | 5.2% | — |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 53 | 4.8% | 44.7% |
| 4 | PULTE MORTGAGE LLC | 51 | 4.7% | — |
| 5 | Rocket Mortgage, LLC | 44 | 4.0% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 37 | 3.4% | 40.8% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 3.2% | 14.1% |
| 8 | NEWREZ LLC | 34 | 3.1% | — |
| 9 | NFM, INC. | 34 | 3.1% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 2.8% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 2.0% | — |
| 12 | GUARANTEED RATE, INC. | 19 | 1.7% | — |
| 13 | Apple Federal Credit Union 76 out of 100, Strong | 19 | 1.7% | 33.0% |
| 14 | NVR Mortgage Finance, Inc. | 19 | 1.7% | — |
| 15 | Citizens Bank, National Association 54 out of 100, Below average | 17 | 1.6% | 32.5% |
| 16 | Coastal Community Bank 35 out of 100, Low | 17 | 1.6% | 3.0% |
| 17 | CMG MORTGAGE, INC. | 15 | 1.4% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 14 | 1.3% | 33.8% |
| 19 | SPRING EQ, LLC | 14 | 1.3% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 14 | 1.3% | — |
| 22 | Fairway Independent Mortgage Corporation | 13 | 1.2% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 13 | 1.2% | — |
| 24 | FIRST SAVINGS MORTGAGE CORPORATION | 11 | 1.0% | — |
| 25 | Atlantic Coast Mortgage, LLC | 11 | 1.0% | — |
| 26 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 11 | 1.0% | 32.9% |
| 27 | Bank-Fund Staff Federal Credit Union 81 out of 100, Strong | 11 | 1.0% | 12.2% |
| 28 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.8% | 22.2% |
| 30 | GUILD MORTGAGE COMPANY | 9 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 32 | First Heritage Mortgage, LLC | 9 | 0.8% | — |
| 33 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 0.8% | 45.9% |
| 34 | Broker Solutions, Inc. | 8 | 0.7% | — |
| 35 | TD Bank, National Association 63 out of 100, Moderate | 8 | 0.7% | 35.3% |
| 36 | INTERCOASTAL MORTGAGE, LLC | 8 | 0.7% | — |
| 37 | Citibank, National Association 60 out of 100, Moderate | 8 | 0.7% | 24.0% |
| 38 | EMBRACE HOME LOANS, INC. | 8 | 0.7% | — |
| 39 | Prosperity Home Mortgage, LLC | 7 | 0.6% | — |
| 40 | United Bank 74 out of 100, Strong | 7 | 0.6% | 20.3% |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps