Virginia · HMDA 2025
Mortgage lenders in Franklin city, VA
104 lenders reported 552 home-loan applications in Franklin city in 2025. 258 closed as loans ($53.0M), 105 were denied — a 28.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by NVR Mortgage Finance, Inc.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 552
- Loans originated
- 258
- Purchase / refinance
- 183 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NVR Mortgage Finance, Inc. | 97 | 17.6% | — |
| 2 | Mortgage Research Center, LLC | 25 | 4.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 23 | 4.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 3.6% | — |
| 5 | PLANET HOME LENDING, LLC | 18 | 3.3% | — |
| 6 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 17 | 3.1% | — |
| 7 | NEWREZ LLC | 16 | 2.9% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 2.7% | 32.9% |
| 9 | MOVEMENT MORTGAGE, LLC | 15 | 2.7% | — |
| 10 | BRONCO Federal Credit Union 61 out of 100, Moderate | 15 | 2.7% | 22.0% |
| 11 | Broker Solutions, Inc. | 14 | 2.5% | — |
| 12 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 2.4% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 12 | 2.2% | 40.8% |
| 14 | Rocket Mortgage, LLC | 11 | 2.0% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 10 | 1.8% | — |
| 17 | DHI MORTGAGE COMPANY, LTD. | 9 | 1.6% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.6% | — |
| 19 | SOUTHERN TRUST MORTGAGE, LLC | 9 | 1.6% | — |
| 20 | LANGLEY Federal Credit Union 54 out of 100, Below average | 7 | 1.3% | 21.7% |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.3% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 6 | 1.1% | 44.7% |
| 24 | NATIONSTAR MORTGAGE LLC | 6 | 1.1% | — |
| 25 | PLAZA HOME MORTGAGE, INC. | 6 | 1.1% | — |
| 26 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 6 | 1.1% | 31.3% |
| 27 | Loandepot.Com, LLC | 5 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.9% | — |
| 29 | GUILD MORTGAGE COMPANY | 4 | 0.7% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 31 | Click n' Close, Inc. | 4 | 0.7% | — |
| 32 | Kiavi Funding, Inc. | 4 | 0.7% | — |
| 33 | Atlantic Coast Mortgage, LLC | 4 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 4 | 0.7% | — |
| 35 | Luminate Bank 47 out of 100, Below average | 4 | 0.7% | 4.3% |
| 36 | GoodLeap, LLC | 4 | 0.7% | — |
| 37 | LENDINGONE, LLC | 3 | 0.5% | — |
| 38 | C & F Mortgage Corporation | 3 | 0.5% | — |
| 39 | Primis Bank | 3 | 0.5% | — |
| 40 | Advance Financial Group, LLC | 3 | 0.5% | — |
Top 40 of 104 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps