Virginia · HMDA 2025
Mortgage lenders in Gloucester County, VA
189 lenders reported 2,273 home-loan applications in Gloucester County in 2025. 1,185 closed as loans ($291.4M), 310 were denied — a 19.7% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by LANGLEY Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,273
- Loans originated
- 1,185
- Purchase / refinance
- 505 / 357
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gloucester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LANGLEY Federal Credit Union 54 out of 100, Below average | 143 | 6.3% | 21.7% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 117 | 5.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 106 | 4.7% | — |
| 4 | Rocket Mortgage, LLC | 102 | 4.5% | — |
| 5 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 100 | 4.4% | — |
| 6 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 99 | 4.4% | — |
| 7 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 88 | 3.9% | 28.0% |
| 8 | MOVEMENT MORTGAGE, LLC | 87 | 3.8% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 81 | 3.6% | 32.9% |
| 10 | NEWREZ LLC | 80 | 3.5% | — |
| 11 | Mortgage Research Center, LLC | 74 | 3.3% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 67 | 2.9% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 66 | 2.9% | 40.8% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 2.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.7% | 14.1% |
| 16 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 38 | 1.7% | — |
| 17 | Chesapeake Bank 81 out of 100, Strong | 35 | 1.5% | 19.4% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 35 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 31 | 1.4% | — |
| 21 | CALCON MUTUAL MORTGAGE LLC | 29 | 1.3% | — |
| 22 | FIGURE LENDING LLC | 28 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 25 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 21 | 0.9% | — |
| 25 | PLANET HOME LENDING, LLC | 21 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 19 | 0.8% | 3.0% |
| 27 | SPRING EQ, LLC | 18 | 0.8% | — |
| 28 | Towne Bank 74 out of 100, Strong | 17 | 0.7% | 6.6% |
| 29 | Prosperity Home Mortgage, LLC | 17 | 0.7% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.7% | — |
| 31 | Equity Prime Mortgage LLC | 16 | 0.7% | — |
| 32 | AmeriSave Mortgage Corporation | 15 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 15 | 0.7% | — |
| 34 | Primis Bank | 14 | 0.6% | — |
| 35 | GoodLeap, LLC | 14 | 0.6% | — |
| 36 | Atlantic Union Bank 73 out of 100, Strong | 14 | 0.6% | 23.3% |
| 37 | TIDEWATER MORTGAGE SERVICES, INC. | 13 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.5% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.5% | — |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps