Virginia · HMDA 2025
Mortgage lenders in Grayson County, VA
93 lenders reported 497 home-loan applications in Grayson County in 2025. 278 closed as loans ($45.9M), 72 were denied — a 20.2% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 30% of applications, led by SKYLINE NATIONAL BANK. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 497
- Loans originated
- 278
- Purchase / refinance
- 126 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grayson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 75 | 15.1% | 5.7% |
| 2 | Rocket Mortgage, LLC | 41 | 8.2% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 6.2% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 23 | 4.6% | 40.8% |
| 5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 20 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 19 | 3.8% | — |
| 7 | Truliant Federal Credit Union 67 out of 100, Moderate | 17 | 3.4% | 50.3% |
| 8 | Mortgage Research Center, LLC | 15 | 3.0% | — |
| 9 | STATE EMPLOYEES' | 13 | 2.6% | — |
| 10 | EMM LOANS LLC | 12 | 2.4% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 11 | 2.2% | — |
| 12 | PLANET HOME LENDING, LLC | 11 | 2.2% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.8% | 32.9% |
| 14 | NEWREZ LLC | 8 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 8 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 7 | 1.4% | — |
| 17 | Virginia Credit Union, Inc. | 7 | 1.4% | — |
| 18 | THE BANK OF MARION 71 out of 100, Strong | 6 | 1.2% | 11.9% |
| 19 | FREEDOM MORTGAGE CORPORATION | 6 | 1.2% | — |
| 20 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 6 | 1.2% | 22.5% |
| 21 | Loandepot.Com, LLC | 5 | 1.0% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 5 | 1.0% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.0% | — |
| 25 | Farm Credit of the Virginias, ACA | 5 | 1.0% | — |
| 26 | Renasant Bank 64 out of 100, Moderate | 5 | 1.0% | 11.6% |
| 27 | Click n' Close, Inc. | 5 | 1.0% | — |
| 28 | Carter Bank & Trust 76 out of 100, Strong | 5 | 1.0% | 28.0% |
| 29 | Alcova Mortgage LLC | 5 | 1.0% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 1.0% | 37.2% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.8% | — |
| 32 | UNION HOME MORTGAGE CORP. | 4 | 0.8% | — |
| 33 | 21st Mortgage Corporation | 3 | 0.6% | — |
| 34 | Discover Bank | 3 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.6% | — |
| 37 | Prosperity Home Mortgage, LLC | 3 | 0.6% | — |
| 38 | First Community Bank 75 out of 100, Strong | 3 | 0.6% | 30.8% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.6% | — |
Top 40 of 93 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps