Virginia · HMDA 2025
Mortgage lenders in Hanover County, VA
290 lenders reported 5,643 home-loan applications in Hanover County in 2025. 3,121 closed as loans ($1.1B), 625 were denied — a 16.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,643
- Loans originated
- 3,121
- Purchase / refinance
- 1,341 / 999
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hanover County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 346 | 6.1% | — |
| 2 | Rocket Mortgage, LLC | 340 | 6.0% | — |
| 3 | Virginia Credit Union, Inc. | 306 | 5.4% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 267 | 4.7% | 40.8% |
| 5 | CAPITAL CENTER, L.L.C. | 197 | 3.5% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 177 | 3.1% | — |
| 7 | NEWREZ LLC | 169 | 3.0% | — |
| 8 | Atlantic Union Bank 73 out of 100, Strong | 166 | 2.9% | 23.3% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 137 | 2.4% | 14.1% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 135 | 2.4% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 133 | 2.4% | 32.9% |
| 12 | FREEDOM MORTGAGE CORPORATION | 131 | 2.3% | — |
| 13 | C & F Mortgage Corporation | 116 | 2.1% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 116 | 2.1% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 115 | 2.0% | 44.7% |
| 16 | United Bank 74 out of 100, Strong | 102 | 1.8% | 20.3% |
| 17 | Towne First Mortgage, LLC | 87 | 1.5% | — |
| 18 | Towne Bank 74 out of 100, Strong | 85 | 1.5% | 6.6% |
| 19 | Coastal Community Bank 35 out of 100, Low | 76 | 1.3% | 3.0% |
| 20 | MOVEMENT MORTGAGE, LLC | 73 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 71 | 1.3% | — |
| 22 | First Heritage Mortgage, LLC | 65 | 1.2% | — |
| 23 | Citizens and Farmers Bank 75 out of 100, Strong | 65 | 1.2% | 27.4% |
| 24 | Mortgage Research Center, LLC | 63 | 1.1% | — |
| 25 | Prosperity Home Mortgage, LLC | 58 | 1.0% | — |
| 26 | SPRING EQ, LLC | 56 | 1.0% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 54 | 1.0% | 32.5% |
| 28 | CMG MORTGAGE, INC. | 53 | 0.9% | — |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 53 | 0.9% | — |
| 30 | CALL FEDERAL CREDIT UNION 67 out of 100, Moderate | 52 | 0.9% | 22.6% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 51 | 0.9% | — |
| 32 | NFM, INC. | 49 | 0.9% | — |
| 33 | Loandepot.Com, LLC | 45 | 0.8% | — |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 44 | 0.8% | — |
| 35 | PHH Mortgage Corporation | 40 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 39 | 0.7% | 22.2% |
| 37 | AmeriSave Mortgage Corporation | 39 | 0.7% | — |
| 38 | Integrity Home Mortgage Corporation | 37 | 0.7% | — |
| 39 | HENRICO Federal Credit Union 64 out of 100, Moderate | 37 | 0.7% | 19.5% |
| 40 | Discover Bank | 34 | 0.6% | — |
Top 40 of 290 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps