Virginia · HMDA 2025
Mortgage lenders in Harrisonburg city, VA
152 lenders reported 905 home-loan applications in Harrisonburg city in 2025. 498 closed as loans ($620.7M), 128 were denied — a 19.5% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by DuPont Community Federally Insured State-Chartered Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 905
- Loans originated
- 498
- Purchase / refinance
- 289 / 126
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harrisonburg city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 68 | 7.5% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 50 | 5.5% | 40.8% |
| 3 | F & M BANK CORP. 70 out of 100, Strong | 50 | 5.5% | 3.6% |
| 4 | NVR Mortgage Finance, Inc. | 45 | 5.0% | — |
| 5 | Rocket Mortgage, LLC | 36 | 4.0% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 33 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 3.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 29 | 3.2% | — |
| 9 | PARK VIEW FEDERAL CREDIT UNION 71 out of 100, Strong | 28 | 3.1% | 1.7% |
| 10 | Integrity Home Mortgage Corporation | 23 | 2.5% | — |
| 11 | NEWREZ LLC | 21 | 2.3% | — |
| 12 | GUILD MORTGAGE COMPANY | 21 | 2.3% | — |
| 13 | Atlantic Union Bank 73 out of 100, Strong | 18 | 2.0% | 23.3% |
| 14 | Coastal Community Bank 35 out of 100, Low | 15 | 1.7% | 3.0% |
| 15 | Alcova Mortgage LLC | 14 | 1.5% | — |
| 16 | United Bank 74 out of 100, Strong | 13 | 1.4% | 20.3% |
| 17 | LOWER, LLC | 13 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.3% | 14.1% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.3% | 44.7% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 11 | 1.2% | — |
| 22 | TOTAL MORTGAGE SERVICES, LLC | 11 | 1.2% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 1.1% | 22.2% |
| 24 | COMMONWEALTH ONE | 10 | 1.1% | — |
| 25 | Virginia Credit Union, Inc. | 10 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 9 | 1.0% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.9% | 32.5% |
| 28 | Broker Solutions, Inc. | 8 | 0.9% | — |
| 29 | Pendleton Community Bank, Inc. 61 out of 100, Moderate | 8 | 0.9% | 13.0% |
| 30 | LENDINGONE, LLC | 8 | 0.9% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 32 | Discover Bank | 7 | 0.8% | — |
| 33 | Mortgage Research Center, LLC | 7 | 0.8% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.8% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 7 | 0.8% | — |
| 36 | UNION HOME MORTGAGE CORP. | 7 | 0.8% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.7% | 32.9% |
| 38 | SPRING EQ, LLC | 6 | 0.7% | — |
| 39 | Atlantic Coast Mortgage, LLC | 6 | 0.7% | — |
| 40 | BETTER MORTGAGE CORPORATION | 6 | 0.7% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps