Virginia · HMDA 2025
Mortgage lenders in Lexington city, VA
57 lenders reported 119 home-loan applications in Lexington city in 2025. 71 closed as loans ($19.3M), 10 were denied — a 12.2% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by Alcova Mortgage LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 119
- Loans originated
- 71
- Purchase / refinance
- 35 / 25
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lexington city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 14 | 11.8% | — |
| 2 | Rocket Mortgage, LLC | 9 | 7.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 8 | 6.7% | — |
| 4 | NEWREZ LLC | 7 | 5.9% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 5 | 4.2% | 40.8% |
| 6 | Atlantic Union Bank 73 out of 100, Strong | 5 | 4.2% | 23.3% |
| 7 | DuPont Community Federally Insured State-Chartered Credit Union | 4 | 3.4% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 2.5% | 32.9% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 2.5% | — |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 3 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.7% | 14.1% |
| 12 | Broker Solutions, Inc. | 2 | 1.7% | — |
| 13 | AmeriSave Mortgage Corporation | 2 | 1.7% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.7% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.7% | 39.5% |
| 16 | The Federal Savings Bank 51 out of 100, Below average | 2 | 1.7% | 19.1% |
| 17 | Kiavi Funding, Inc. | 2 | 1.7% | — |
| 18 | Atlantic Coast Mortgage, LLC | 2 | 1.7% | — |
| 19 | Bank of Botetourt 79 out of 100, Strong | 2 | 1.7% | 4.3% |
| 20 | JUSTICE Federal Credit Union 65 out of 100, Moderate | 2 | 1.7% | 14.6% |
| 21 | Coastal Community Bank 35 out of 100, Low | 2 | 1.7% | 3.0% |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.8% | 32.5% |
| 23 | Loandepot.Com, LLC | 1 | 0.8% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.8% | — |
| 25 | GUARANTEED RATE, INC. | 1 | 0.8% | — |
| 26 | A&D Mortgage LLC | 1 | 0.8% | — |
| 27 | Beacon Credit Union, Incorporated | 1 | 0.8% | — |
| 28 | FIGURE LENDING LLC | 1 | 0.8% | — |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.8% | — |
| 30 | UIF CORPORATION | 1 | 0.8% | — |
| 31 | Gateway First Bank 54 out of 100, Below average | 1 | 0.8% | 5.3% |
| 32 | Towne Bank 74 out of 100, Strong | 1 | 0.8% | 6.6% |
| 33 | PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | 0.8% | — |
| 34 | AMERICAN FINANCING CORPORATION | 1 | 0.8% | — |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.8% | 45.9% |
| 36 | EQUITY RESOURCES, INC. | 1 | 0.8% | — |
| 37 | Carter Bank & Trust 76 out of 100, Strong | 1 | 0.8% | 28.0% |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.8% | — |
| 39 | FREEDOM MORTGAGE CORPORATION | 1 | 0.8% | — |
| 40 | City National Bank of West Virginia 78 out of 100, Strong | 1 | 0.8% | 27.3% |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps