Virginia · HMDA 2025
Mortgage lenders in Martinsville city, VA
120 lenders reported 532 home-loan applications in Martinsville city in 2025. 236 closed as loans ($36.2M), 113 were denied — a 30.6% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 25% of applications, led by Alcova Mortgage LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 532
- Loans originated
- 236
- Purchase / refinance
- 141 / 59
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Martinsville city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 67 | 12.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 38 | 7.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 5.1% | — |
| 4 | ValleyStar Credit Union 45 out of 100, Below average | 26 | 4.9% | 51.4% |
| 5 | Rocket Mortgage, LLC | 24 | 4.5% | — |
| 6 | Mortgage Research Center, LLC | 20 | 3.8% | — |
| 7 | PLANET HOME LENDING, LLC | 14 | 2.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 2.4% | — |
| 9 | Atlantic Union Bank 73 out of 100, Strong | 13 | 2.4% | 23.3% |
| 10 | NEWREZ LLC | 12 | 2.3% | — |
| 11 | Atlantic Coast Mortgage, LLC | 10 | 1.9% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 9 | 1.7% | 40.8% |
| 13 | Broker Solutions, Inc. | 9 | 1.7% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.5% | — |
| 15 | The Fidelity Bank 78 out of 100, Strong | 7 | 1.3% | 14.7% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.3% | — |
| 17 | Kiavi Funding, Inc. | 7 | 1.3% | — |
| 18 | Carter Bank & Trust 76 out of 100, Strong | 7 | 1.3% | 28.0% |
| 19 | First Horizon Bank 64 out of 100, Moderate | 7 | 1.3% | 25.4% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 1.1% | 32.5% |
| 22 | AmeriSave Mortgage Corporation | 6 | 1.1% | — |
| 23 | Blue Ridge Bank, National Association 49 out of 100, Below average | 6 | 1.1% | 11.7% |
| 24 | Coastal Community Bank 35 out of 100, Low | 6 | 1.1% | 3.0% |
| 25 | FIGURE LENDING LLC | 5 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 5 | 0.9% | — |
| 27 | Truliant Federal Credit Union 67 out of 100, Moderate | 5 | 0.9% | 50.3% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 29 | MOVEMENT MORTGAGE, LLC | 4 | 0.8% | — |
| 30 | Discover Bank | 4 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 32 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | 0.8% | — |
| 33 | 21st Mortgage Corporation | 3 | 0.6% | — |
| 34 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.6% | 33.8% |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 37 | Loan Funder LLC | 3 | 0.6% | — |
| 38 | FIRST BANK 67 out of 100, Moderate | 3 | 0.6% | 17.0% |
| 39 | SWBC MORTGAGE CORPORATION | 3 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.6% | — |
Top 40 of 120 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps