Virginia · HMDA 2025
Mortgage lenders in Norton city, VA
34 lenders reported 88 home-loan applications in Norton city in 2025. 33 closed as loans ($5.0M), 13 were denied — a 23.6% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 35% of applications, led by EASTMAN CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 88
- Loans originated
- 33
- Purchase / refinance
- 19 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Norton city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 14 | 15.9% | 26.9% |
| 2 | FIRST BANCORP, INC. | 11 | 12.5% | — |
| 3 | MOVEMENT MORTGAGE, LLC | 6 | 6.8% | — |
| 4 | ROSS MORTGAGE CORPORATION | 6 | 6.8% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 4.5% | — |
| 6 | Rocket Mortgage, LLC | 4 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 4 | 4.5% | — |
| 8 | 21st Mortgage Corporation | 3 | 3.4% | — |
| 9 | Coastal Community Bank 35 out of 100, Low | 3 | 3.4% | 3.0% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 2.3% | — |
| 11 | Broker Solutions, Inc. | 2 | 2.3% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.3% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 2.3% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 2 | 2.3% | 44.7% |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 2.3% | — |
| 16 | CHAMPIONS FUNDING, LLC | 2 | 2.3% | — |
| 17 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 2.3% | 37.2% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.1% | 32.9% |
| 19 | NEWREZ LLC | 1 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.1% | 14.1% |
| 21 | Discover Bank | 1 | 1.1% | — |
| 22 | Powell Valley National Bank 78 out of 100, Strong | 1 | 1.1% | 15.0% |
| 23 | Community Trust Bank, Inc. 80 out of 100, Strong | 1 | 1.1% | 13.9% |
| 24 | Loan Funder LLC | 1 | 1.1% | — |
| 25 | THE BANK OF MARION 71 out of 100, Strong | 1 | 1.1% | 11.9% |
| 26 | FIGURE LENDING LLC | 1 | 1.1% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.1% | — |
| 28 | PLANET HOME LENDING, LLC | 1 | 1.1% | — |
| 29 | Appalachian Community Federal Credit Union 70 out of 100, Strong | 1 | 1.1% | 11.5% |
| 30 | New Peoples Bank, Inc. 76 out of 100, Strong | 1 | 1.1% | 5.9% |
| 31 | NATIONSTAR MORTGAGE LLC | 1 | 1.1% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.1% | — |
| 33 | TOWNE MORTGAGE COMPANY | 1 | 1.1% | — |
| 34 | Truliant Federal Credit Union 67 out of 100, Moderate | 1 | 1.1% | 50.3% |
Top 34 of 34 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps