Virginia · HMDA 2025
Mortgage lenders in Poquoson city, VA
119 lenders reported 882 home-loan applications in Poquoson city in 2025. 457 closed as loans ($161.0M), 101 were denied — a 17.4% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by LANGLEY Federal Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 882
- Loans originated
- 457
- Purchase / refinance
- 241 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Poquoson city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LANGLEY Federal Credit Union 54 out of 100, Below average | 87 | 9.9% | 21.7% |
| 2 | NVR Mortgage Finance, Inc. | 83 | 9.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 60 | 6.8% | — |
| 4 | NEWREZ LLC | 36 | 4.1% | — |
| 5 | Rocket Mortgage, LLC | 36 | 4.1% | — |
| 6 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 34 | 3.9% | — |
| 7 | Mortgage Research Center, LLC | 33 | 3.7% | — |
| 8 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 29 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 3.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 26 | 2.9% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 23 | 2.6% | 40.8% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 2.5% | 14.1% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 2.4% | 32.9% |
| 14 | PLANET HOME LENDING, LLC | 19 | 2.2% | — |
| 15 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 17 | 1.9% | — |
| 16 | Towne Bank 74 out of 100, Strong | 15 | 1.7% | 6.6% |
| 17 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 13 | 1.5% | 28.0% |
| 18 | MOVEMENT MORTGAGE, LLC | 12 | 1.4% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 11 | 1.2% | — |
| 21 | First Heritage Mortgage, LLC | 10 | 1.1% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 1.1% | — |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 9 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 9 | 1.0% | — |
| 26 | CALCON MUTUAL MORTGAGE LLC | 9 | 1.0% | — |
| 27 | CMG MORTGAGE, INC. | 7 | 0.8% | — |
| 28 | AmeriSave Mortgage Corporation | 7 | 0.8% | — |
| 29 | Prosperity Home Mortgage, LLC | 6 | 0.7% | — |
| 30 | SOUTHERN TRUST MORTGAGE, LLC | 6 | 0.7% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.6% | — |
| 32 | NBKC BANK | 5 | 0.6% | — |
| 33 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | 0.6% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 35 | PHH Mortgage Corporation | 5 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 37 | GUILD MORTGAGE COMPANY | 4 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.5% | 44.7% |
| 39 | SPRING EQ, LLC | 4 | 0.5% | — |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 4 | 0.5% | — |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
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- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
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