Virginia · HMDA 2025
Mortgage lenders in Powhatan County, VA
187 lenders reported 1,657 home-loan applications in Powhatan County in 2025. 908 closed as loans ($298.1M), 167 were denied — a 15.0% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,657
- Loans originated
- 908
- Purchase / refinance
- 385 / 313
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Powhatan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 117 | 7.1% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 100 | 6.0% | — |
| 3 | Virginia Credit Union, Inc. | 71 | 4.3% | — |
| 4 | Citizens and Farmers Bank 75 out of 100, Strong | 67 | 4.0% | 27.4% |
| 5 | NEWREZ LLC | 60 | 3.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 56 | 3.4% | 14.1% |
| 7 | CAPITAL CENTER, L.L.C. | 52 | 3.1% | — |
| 8 | C & F Mortgage Corporation | 48 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 2.8% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 46 | 2.8% | 40.8% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 2.8% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 44 | 2.7% | — |
| 13 | Alcova Mortgage LLC | 37 | 2.2% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 2.1% | 32.9% |
| 15 | Atlantic Union Bank 73 out of 100, Strong | 31 | 1.9% | 23.3% |
| 16 | First Heritage Mortgage, LLC | 24 | 1.4% | — |
| 17 | United Bank 74 out of 100, Strong | 24 | 1.4% | 20.3% |
| 18 | Citizens Bank, National Association 54 out of 100, Below average | 22 | 1.3% | 32.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 22 | 1.3% | — |
| 20 | FIGURE LENDING LLC | 21 | 1.3% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 18 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 18 | 1.1% | — |
| 23 | NFM, INC. | 18 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 18 | 1.1% | 3.0% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 1.0% | — |
| 26 | Fulton Bank, National Association 65 out of 100, Moderate | 17 | 1.0% | 23.0% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 16 | 1.0% | 44.7% |
| 28 | PHH Mortgage Corporation | 16 | 1.0% | — |
| 29 | Mortgage Research Center, LLC | 15 | 0.9% | — |
| 30 | CMG MORTGAGE, INC. | 14 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 14 | 0.8% | — |
| 32 | Prosperity Home Mortgage, LLC | 14 | 0.8% | — |
| 33 | SOUTHERN TRUST MORTGAGE, LLC | 14 | 0.8% | — |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 14 | 0.8% | — |
| 35 | PLANET HOME LENDING, LLC | 13 | 0.8% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 0.7% | 39.5% |
| 37 | Towne Bank 74 out of 100, Strong | 12 | 0.7% | 6.6% |
| 38 | Discover Bank | 10 | 0.6% | — |
| 39 | TOWER Federal Credit Union 83 out of 100, Strong | 10 | 0.6% | 30.4% |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.5% | — |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps