Virginia · HMDA 2025
Mortgage lenders in Suffolk city, VA
269 lenders reported 7,194 home-loan applications in Suffolk city in 2025. 3,538 closed as loans ($1.2B), 1,004 were denied — a 21.3% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by Navy Federal Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,194
- Loans originated
- 3,538
- Purchase / refinance
- 1,798 / 1,167
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Suffolk city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 518 | 7.2% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 425 | 5.9% | — |
| 3 | Mortgage Research Center, LLC | 403 | 5.6% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 359 | 5.0% | — |
| 5 | NEWREZ LLC | 352 | 4.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 326 | 4.5% | — |
| 7 | Rocket Mortgage, LLC | 301 | 4.2% | — |
| 8 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 253 | 3.5% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 201 | 2.8% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 154 | 2.1% | 40.8% |
| 11 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 149 | 2.1% | — |
| 12 | SOUTHERN TRUST MORTGAGE, LLC | 144 | 2.0% | — |
| 13 | PLANET HOME LENDING, LLC | 132 | 1.8% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 127 | 1.8% | — |
| 15 | Towne Bank 74 out of 100, Strong | 121 | 1.7% | 6.6% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 114 | 1.6% | 14.1% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 112 | 1.6% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 111 | 1.5% | — |
| 19 | LANGLEY Federal Credit Union 54 out of 100, Below average | 103 | 1.4% | 21.7% |
| 20 | TIDEWATER MORTGAGE SERVICES, INC. | 98 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 88 | 1.2% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 80 | 1.1% | — |
| 23 | NVR Mortgage Finance, Inc. | 79 | 1.1% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 74 | 1.0% | — |
| 25 | CALCON MUTUAL MORTGAGE LLC | 73 | 1.0% | — |
| 26 | Atlantic Coast Mortgage, LLC | 69 | 1.0% | — |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 64 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 64 | 0.9% | — |
| 29 | SPRING EQ, LLC | 63 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 62 | 0.9% | 44.7% |
| 31 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 61 | 0.8% | 31.3% |
| 32 | Advance Financial Group, LLC | 57 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 57 | 0.8% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 54 | 0.8% | — |
| 35 | AmeriSave Mortgage Corporation | 50 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 48 | 0.7% | — |
| 37 | DHI MORTGAGE COMPANY, LTD. | 47 | 0.7% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 45 | 0.6% | — |
| 39 | Atlantic Union Bank 73 out of 100, Strong | 45 | 0.6% | 23.3% |
| 40 | FIGURE LENDING LLC | 44 | 0.6% | — |
Top 40 of 269 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps